Overview
All figures from 30 September 2011
| Nordea Hypotek lending to the public (MSEK) |
419 265 |
| Cover pool size (MSEK) |
404 444 |
| - of which Substitute Assets (MSEK) |
5 000 |
| Total number of loans |
737 887 |
| Total number of borrowers |
331 351 |
Loan Volume and LTV
| Loan categories |
Loan volume (MSEK) |
LTV indexed |
| Single family houses |
189 936 |
56.2% |
| Tenant owner units |
80 416 |
58.5% |
| Summer houses |
14 241 |
52.9% |
| Multi-family houses |
63 184 |
41.6% |
| Commercial |
10 179 |
48.3%* |
| Agricultural |
4 716 |
48.1%* |
| Public sector |
35 900 |
|
| Total |
398 572 |
|
* LTV is unindexed.
| WALTV total portfolio indexed |
53.7% |
| WALTV total portfolio unindexed |
59.5% |
| WA loan size (kSEK) |
546 |
| WA seasoning of portfolio (months) |
49 |
Geographic Distribution of the Portfolio
| Stockholms Län |
35.8% |
| Uppsala Län |
4.9% |
| Södermanland Län |
1.9% |
| Östergötlands Län |
2.2% |
| Jönköpings Län |
2.8% |
| Kronobergs Län |
0.9% |
| Kalmar Län |
1.3% |
| Gotlands Län |
0.5% |
| Blekinge Län |
1.0% |
| Skåne Län |
10.6% |
| Hallands Län |
3.3% |
| Västra Götalands Län |
18.9% |
| Värmlands Län |
3.1% |
| Örebro Län |
1.8% |
| Västmansland Län |
1.7% |
| Dalarnas Län |
1.3% |
| Gävleborgs Län |
1.7% |
| Västernorrlands Län |
1.9% |
| Jämtlands Län |
0.7% |
| Västerbottens Län |
2.2% |
| Norrbottens Län |
1.5% |
Interest Index Distribution
| Floating |
64% |
| Fixed rate |
36% |
Over Collateralisation
Unindexed LTV Ranges Distribution
| |
Loan volume (% of pool) |
| 0-≤10% |
20.2% |
| >10%-≤20% |
18.5% |
| >20%-≤30% |
16.4% |
| >30%-≤40% |
14.2% |
| >40%-≤50% |
12.0% |
| >50%-≤60% |
9.4% |
| >60%-≤70% |
6.8% |
| >70%-≤75% |
2.5% |
| >75%-≤100% |
0.0% |
Seasoning of Loans
| |
Balance (MSEK) |
% |
| 0-<18 months |
113 788 |
29 |
| >=18-60 months |
166 459 |
42 |
| >=60 months |
118 325 |
30 |
| Total |
398 572 |
100 |
Impaired non-performing mortgage loans in the Issuer's mortgage portfolio
| SEK millions |
13 |
| Percentage of portfolio |
0.003% |
Net credit loss in respect of Mortgage Loans of the Issuer
| SEK millions |
3 |
| Percentage of portfolio |
0.001% |
