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Private: Private Netbank DK Private Netbank FI Private Netbank NO Private Netbank SE Corporate: Corporate Netbank CLS Web Services Custody Portals e-Markets Private equity Trade Finance DK Trade Finance FI Trade Finance NO Trade Finance SE NIMS portal	Privat: Netbank Netbank Unge Konto-kik Online Investering Netpension Erhverv: Netbank Konto-kik e-Markets Corporate Netbank Trade Finance e-factoring NIMS portal	Henkilöasiakas: Verkkopankki Tekstiversio Mobiiliverkkopankki e-Markets Private Equity Net Yritysasiakas: Yrityspalvelut NBMC verkkopalvelu NIMS portal e-Markets Tekstiversio Yrityksen verkkopankki Trade Finance Custody Portal CLS Web services	Privat: Nettbank Privat e-Markets Bedrift: CLS Web Services Custody Portal e-Markets Investortjenester Kortaccept Logg inn bedrift - velg tjeneste Nordea Finans Nordea Liv Private Equity VPS Foretakstjenester	Privat: Internetbanken Privat eKontoutdrag e-Markets ePlusGiro Företag: Internetbanken Företag Corporate Netbank e-Markets eRedovisning Företagstjänster via Internet Girolink GiroVision KoncernValutakonto NIMS portal

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Head office	Denmark	Finland	Norway
Nordea Bank Sverige	Nordea Bank Danmark	Nordea Bank Finland	Nordea Bank Norge
Smålandsgatan 17	Christiansbro, Strandgade 3	Aleksanterinkatu 36 B	Middelthunsgt. 17
SE-105 71 Stockholm	PO Box 850	Helsinki	PO Box 1166 Sentrum
Telephone: +46 8 614 7000	DK-0900 Copenhagen C	FI-00020 Nordea	NO-0368 Oslo
Other Swedish contacts	Telephone: +45 33 33 33 33	Telephone: +358 9 1651	Telephone: +47 22 48 50 00
	Other Danish contacts	Other Finland contacts	Other Norway contacts

Rating actions 2001

Rating actions
Date	Title
16.08.2001 \|	Fitch upgraded to AA-/F1+ from A+/F1 the long-term and short-term ratings of the banking subsidiaries of Nordea AB. The individual rating of Unibank was upgraded to B from B/C .
06.07.2001 \|	Moody’s upgraded to Aa3 from A1 the long-term ratings of Christiania Bank and confirmed its bank financial strength rating at B- with a positive outlook.
06.07.2001 \|	Moody’s upgraded to A1 from A2 the long-term rating of Norgeskreditt.
14.06.2001 \|	Standard & Poor’s assigned its A+ long-term rating on Christiania Bank and affirmed its A-1 short-term rating.
10.04.2001 \|	Moody’s adjusted financial strength rating of Christiania Bank to B-.
21.03.2001 \|	Moody’s upgraded to Aa1 from Aa2 the rating of Unikredit.
10.01.2001 \|	Moody’s upgraded to A1/C+ from A2/C the long-term and financial strength ratings of Christiania Bank and changed the outlook for the long-term ratings to positive from stable.
10.01.2001 \|	Moody’s changed to positive from negative the outlook for Norgeskreditt’s A2 long-term rating.