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Head office	Denmark	Finland	Norway
Nordea Bank Sverige	Nordea Bank Danmark	Nordea Bank Finland	Nordea Bank Norge
Smålandsgatan 17	Christiansbro, Strandgade 3	Aleksanterinkatu 36 B	Middelthunsgt. 17
SE-105 71 Stockholm	PO Box 850	Helsinki	PO Box 1166 Sentrum
Telephone: +46 8 614 7000	DK-0900 Copenhagen C	FI-00020 Nordea	NO-0368 Oslo
Other Swedish contacts	Telephone: +45 33 33 33 33	Telephone: +358 9 1651	Telephone: +47 22 48 50 00
	Other Danish contacts	Other Finland contacts	Other Norway contacts

Rating actions 2003

Rating actions
Date	Title
01.08.2003 \|	Moody’s upgraded to Aaa from Aa1 the ratings of the mortgage bonds issued by Nordea Kredit.