Overview
All figures from 31 March 2012
| Nordea Hypotek lending to the public (MSEK) |
422 718 |
| Cover pool size (MSEK) |
404 397 |
| - of which Substitute Assets (MSEK) |
5 000 |
| Total number of loans |
736 347 |
| Total number of borrowers |
330 986 |
Loan Volume and LTV
| Loan categories |
Loan volume (MSEK) |
LTV indexed % |
| Single family houses |
190 497 |
58.8% |
| Tenant owner units |
82 012 |
60.2% |
| Summer houses |
14 449 |
55.1% |
| Multi-family houses |
62 192 |
42.1% |
| Commercial |
11 553 |
49.2%* |
| Agricultural |
5 030 |
48.1%* |
| Public sector |
33 664 |
|
| Total |
399 397 |
|
* LTV is unindexed.
| WALTV total portfolio indexed |
55.7% |
| WALTV total portfolio unindexed |
58.9% |
| WA loan size (kSEK) |
550.6 |
| WA seasoning of portfolio (months) |
51 |
Geographic Distribution of the Portfolio
| Stockholms Län |
36.4% |
| Uppsala Län |
4.8% |
| Södermanland Län |
1.8% |
| Östergötlands Län |
2.3% |
| Jönköpings Län |
2.8% |
| Kronobergs Län |
0.9% |
| Kalmar Län |
1.3% |
| Gotlands Län |
0.6% |
| Blekinge Län |
1.0% |
| Skåne Län |
10.3% |
| Hallands Län |
3.3% |
| Västra Götalands Län |
18.7% |
| Värmlands Län |
3.2% |
| Örebro Län |
1.7% |
| Västmansland Län |
1.6% |
| Dalarnas Län |
1.3% |
| Gävleborgs Län |
1.7% |
| Västernorrlands Län |
1.8% |
| Jämtlands Län |
0.7% |
| Västerbottens Län |
2.2% |
| Norrbottens Län |
1.5% |
Interest Index Distribution
| Floating |
59% |
| Fixed rate |
41% |
Over Collateralisation
Unindexed LTV Ranges Distribution
| |
Loan volume (% of pool) |
| 0-≤10% |
20.2% |
| >10%-≤20% |
18.4% |
| >20%-≤30% |
16.3% |
| >30%-≤40% |
14.1% |
| >40%-≤50% |
11.9% |
| >50%-≤60% |
9.5% |
| >60%-≤70% |
6.9% |
| >70%-≤75% |
2.6% |
| >75%-≤100% |
0.0% |
Seasoning of Loans
| |
Balance (MSEK) |
% |
| 0-<18 months |
103 196 |
26 |
| >=18-60 months |
171 081 |
43 |
| >=60 months |
125 121 |
31 |
| Total |
399 397 |
100 |
Non-performing mortgage loans in the Issuer's mortgage portfolio
| SEK millions |
454 |
| Percentage of portfolio |
0.107% |
Net credit loss in respect of Mortgage Loans of the Issuer
| SEK millions |
4 |
| Percentage of portfolio |
0.001% |
