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Head office	Denmark	Finland	Norway
Nordea Bank Sverige	Nordea Bank Danmark	Nordea Bank Finland	Nordea Bank Norge
Smålandsgatan 17	Christiansbro, Strandgade 3	Aleksanterinkatu 36 B	Middelthunsgt. 17
SE-105 71 Stockholm	PO Box 850	Helsinki	PO Box 1166 Sentrum
Telephone: +46 8 614 7000	DK-0900 Copenhagen C	FI-00020 Nordea	NO-0368 Oslo
Other Swedish contacts	Telephone: +45 33 33 33 33	Telephone: +358 9 1651	Telephone: +47 22 48 50 00
	Other Danish contacts	Other Finland contacts	Other Norway contacts

Rating actions 2007

2007

Rating actions
Date	Title
10.04.2007 \|	Moody’s Investors Service lowered the long-term local currency debt and deposit rating for Nordea Bank AB, Nordea Bank Finland plc, Nordea Bank Norge ASA and Nordea Bank Danmark A/S from Aaa to Aa1. A total of 44 banks were downgraded following Moody’s refinement of its bank rating methodology which incorporates joint default analysis (JDA). The refined methodology, released on March 30th, reduces the level of external support incorporated into bank deposits and debt ratings in order to give greater weight to the intrinsic financial strength of the financial institution.
26.02.2007 \|	As part of the planned application of its joint default analysis (JDA) methodology and its updated bank financial strength rating (BFSR) methodology, Moody's Investors Service upgraded Nordea Bank AB, Nordea Bank Finland plc, Nordea Bank Norge ASA and Nordea Bank Danmark A/S long-term ratings to Aaa from Aa3.