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Direct debit instructions

The service is available in EDIFACT.

DIRDEB (Direct debit message)

Through the direct debit message (DIRDEB) the customer (creditor) is able to issue local direct debit payments from a payer's (debtor) accounts within the whole Nordic area as well as Poland, to be credited to the creditor's local Nordea account. To enable automatic reconciliation by the creditor the reference information (verification number and invoice number) is included in a structured form in the message. This offers the same quality of information as if the creditor had been directly connected to the domestic clearing system, using an ERP system adjusted to local payment conditions.