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Depending on the business area in which you are employed, this part of the programme runs for 1–2 years. The business track focuses on familiarising yourself with your profession and the value chain.

Learn more about our business tracks in Commercial and Business Banking, Group Functions, Personal Banking, Wealth Management and Wholesale Banking.

Commercial and Business Banking Group Functions Personal Banking Wealth Management Wholesale Banking Commercial and Business Banking

Welcome with your application to Commercial and Business Banking business track

This is what you gain as a graduate 

The Nordea Graduate programme focuses on developing your personal and professional competencies. 

As a graduate in Commercial and Business Banking you will get to know the business through different tasks and projects. You will contribute in creating great customer experiences either in direct customer contact or by working in the value-chain.

Typically you will develop your skills in order to work in more complex positions in the future.

This is Commercial and Business Banking

Commercial and Business Banking serves approximately 500 thousand small and medium-sized commercial and business customers in the Nordics through a wide-range of products and services such as cash management, leasing, investment products, trade finance and loans.  Commercial Banking customers are serviced through named relationship managers and Business Banking customers thought relationship managers and contact centre advisory service. 

The business area includes customer relationship managers, physical and digital channels, product units, back-office and IT under a common relationship strategy, operating model and governance across markets. Our aim is to be number one for customer satisfaction, employee satisfaction, and profitability, leveraging our scale and superior advice capabilities.

Nordea’s Baltic operations, serving both household and corporate customers, are organised as a separate entity within the business area.

graduate kaius quote
”Looking back each task assigned to me has been an important part of my personal development – development happens only by going out of your comfort zone.”
Kaius, graduate in Corporate Sales Finland
Group Functions

Welcome with your application to Group Functions business track

This is what you gain as a graduate 

As a graduate in Group Functions you will share our common mission, which is to enable all our colleagues to deliver best in class for Nordea customers. You will work dedicated within a specific unit and specialise within that particular field of work. 

As an integral part of the Graduate programme you will be assigned to current, relevant real-life projects, in order to grow your competencies and business knowledge. As your competencies grow, you will steadily gain further responsibility of own areas of work.

As a graduate in Group Functions you will be able to build a broad network, enabling you to pursue a future career within many highly important areas of Nordea.

This is Group Functions

Group Functions is split into two bigger areas: Group Corporate Centre and Group Functions.

Group Corporate Centre

Group Corporate Centre secures and supports best-in-class strategic and financial frameworks and processes with the aim for Nordea Group to become more efficient. We consist of two main parts:

  1. The Finance Organisation, which is mandated to drive financial performance management, Group Reporting, Nordea’s capital, liquidity, funding and market risk.
  2. The Chief Operating Officer organisation has been created to fully implement one operating model by harmonising processes and services to support and coordinate Nordea’s simplification and digitalisation transformation. Here you find many highly qualified colleagues who work with the newest IT technology to realise Nordea’s huge investment in among other its core digital platform.

Group Functions

  • Group Risk Management controls and monitors all aspects of risk, including credit, market and operational risk. In close co-operation with the business, the unit develops risk models, credit policies and credit processes that support prudent risk management.
  • Group Compliance is a guardian of Nordea’s license, reputation and trust. We help Nordea to be a good citizen by making sure compliance risks are addressed. We also support Nordea to be compliant with laws and regulation, thereby ensuring sound business and fair treatment of our customers.
  • Group HR is responsible for group-wide strategic partnering, support and service in all HR matters. As a relationship bank, Nordea is committed to people, not least our employees. It is our skilled and dedicated employees that distinguish us from our competitors and make Nordea Great.
  • Chief of Staff Office provides services to the entire group related to legal advice, marketing and communication, facility management as well as executive management support. 
graduate anni quote
”This privileged position has unlocked the doors for many experiences from interesting job rotations to professional mentoring. For me, the programme has been the best possible on-boarding to work life.”
Anni, graduate in Group HR, Finland
Personal Banking

Welcome with your application to Personal Banking business track

This is what you gain as a graduate 

The Nordea Graduate programme focuses on developing your personal and professional competencies.

As a graduate in Personal Banking you will get to know the business through different tasks and projects. You will contribute in creating great customer experiences either in direct customer contact or by working in the value-chain. 

Typically you will develop your skills in order to work in more complex positions in the future.

This is Personal Banking 

Personal Banking serves household customers in the Nordics through a wide-ranged multi-channel set-up with easy access to self-service and competent advice. 

The business area includes advisory and service staff, physical and digital channels, product units, back-office and IT under a common relationship strategy, operating model and governance across markets. 

Our aim is to be number one for customer satisfaction, employee satisfaction, and profitability, leveraging our scale and superior advice capabilities.

Nordea’s Baltic operations, serving both household and corporate customers, are organised as a separate entity within the business area.

graduate matilda quote
”The tasks themselves at various value chain visits are very rewarding, but the support you get from co-workers, mentor and management is priceless.”
Matilda, graduate in Region Northern Stockholm
Wealth Management

Welcome with your application to Wealth Management business track

This is what you gain as a graduate 

As a graduate in Wealth Management you will be hired into a specific position in one of our business units within Wealth Management, offering you real business impact from day one. In parallel with your daily job you will take an active part in the graduate activities. 

During your first year you will take part in the group track activities and during your second year you will participate in a specific Wealth Management business track programme. Our business track builds upon the Nordea Graduate programme learnings and lasts approximately one year. The purpose of the business track is to:

  1. Gain a deeper understanding of the Wealth Management business and organisation that you are part of. 
  2. Use the competencies learned in year one, put them into play and continue to strengthen and develop those skills as well as enhance your personal and professional development. 
  3. Create a strong network with your colleagues across Wealth Management units and borders.

Besides the business track you will also partner up with a mentor in your second year. All this together provides you with a strong foundation for further developing your career after the programme ends.

This is Wealth Management 

We are the largest and fastest growing wealth manager in the Nordic region and you will therefore be part of a dynamic organisation that focuses on giving you a unique opportunity to develop both personally and in a future professional role.

Wealth Management provides high quality investment, savings and risk management solutions to high-net-worth individuals and institutional investors. We are the largest Nordic private bank, life & pensions provider and asset manager. We are approximately 3,700 employees.

graduate elina quote
”The programme gave me a good insight into Wealth Management and the wide variety of career possibilities within it.”
Elina, graduate at Savings & Wealth Offerings, Finland
graduate isak quote
”As a graduate, I met a lot of colleagues and created wide networks across Nordea.”
Isak, graduate at Strategy Support & Control, Norway
graduate filippa quote
”The programme offered a fast track to Nordea and the financial world and it has meant a lot for my own development.”
Filippa, graduate at Asset Management, Sweden
graduate johan quote
”The programme was a great way to start my career. I got the opportunity to meet interesting people while learning about the business.”
Johan, graduate at Asset Management, Denmark
Wholesale Banking

Welcome with your application to Wholesale Banking business track

This is what you gain as a graduate 

From day one you will be offered a position in a “home unit” where you will get a specific responsibility related to a range of customers and products.

Besides the Nordea Graduate programme seminars you will be invited to business track seminars where you are introduced to the whole value chain in Wholesale Banking.

Your individual needs and interest will be discussed to make the development plan for you. This might involve a rotation to other relevant positions for shorter period of time during the year.

This is Wholesale Banking 

Wholesale Banking provides financial solutions to large Nordic and international corporate and institutional customers.

The offering includes a diverse range of financing, cash management and payment services, investment banking, capital markets products and securities services.

We combine local expertise with global strength to provide you with a complete portfolio of financial services and solutions. We have one of the strongest, most diversified product range in the Nordics and offer outstanding liquidity in local currencies. But more significantly, we offer customers access to an unequalled team of experts, in all facets of capital markets, dedicated to serving our customers in the best possible manner.

graduate anna quote
”The programme gave me the opportunity to try out different positions in Markets. This broadened my network and helped me in clarifying my strengths and preferred field of interest.”
Anna, graduate in Nordea Markets
graduate carlo quote
”The one year programme at Sales & Research gave me an unique exposure to Financial Markets and banking, which is a very good base for my future career at Nordea. To apply the theoretical knowledge from university was especially rewarding."
Carlo, graduate in Sales & Research