Payments are transmitted most efficiently as files through a file transfer service. Your company can choose to upload and download files manually from our File transfer service in Corporate Netbank or automate the timing of the upload and download directly from your financial administration or ERP system with a Server-to-server solution.
This will enable routine tasks to be managed automatically. File transfer has no user interface, such as our Netbank solutions. Corporate customers must always conclude an agreement with the bank on the transmission of payment files. Extended technical knowledge is needed for implementing the solution. Nordea recommends a 3rd party service/software provider if the necessary in-house knowledge is not available on the customer’s side.
Web Services is a modern and safe channel for the data communication between Customer’s ERP system and the bank’s system. With the Web Services standard Nordea offers companies a data communication protocol, Public Key Infrastructure (PKI) identification and security specifications in line with the definitions of the Web Services Interoperability Organisation.
The Web Services protocol is based on common global standards and complies with the definitions of the World Wide Web Consortium (W3C). In the Web Services connection data is SSL encrypted in the Internet TCP/IP network so VPN encryption is no longer needed. Customers and the bank are identified using PKI standard. The Web Services protocol is designed for the transmission of the XML files, such as ISO20022 files, but also the local Nordea Cash Management (CM) service files in Finland, Norway and Sweden can be transmitted.
At present the use of the Web Services in Estonia, Finland, Latvia and Lithuania requires local agreements.
External links: Web Services Interoperability Organisation | World Wide Web Consortium (W3C).
SWIFTNet for Corporates
SWIFTNet for Corporates is an access for corporate customers to the highly secure and reliable SWIFT Network, which for years has been used as an international platform for exchanging financial messages between banks. Corporate customers can get access to this network and exchange data with financial institutions.
According to the rules set by SWIFT, we offer our corporate customers access to send and receive messages like payment instructions, account statements etc. For more information please contact your local Cash Management adviser or send a mail with your question to: moc.a161021131700edron161021131700@trop161021131700puste161021131700ntfiw161021131700s161021131700.
Communication & Security
In the description you will find information about the set-up in connection to SWIFTNet FileAct communication between companies and Nordea. The SWIFTNet FileAct solution offered by Nordea is fully compatible with SWIFTNet security and communication standards. Links to relevant documentation from SWIFT can be found in the document below. The document is intended for technical staff at the company. For access details please contact your local Cash Management adviser.
Treasury File Service test
Treasury File Service is a Nordea solution for treasury departments and financial institutions to generate file payments in SWIFT-format from their own system. If you have debit accounts in Nordea you can make financial and intra-company payments via the file service or in Nordea Sweden and Finland you can even make internal cash pool payments plus pre-advise Nordea about financial payments to come. Before you can start sending payments via the Treasury File Service, a test file must be sent to Nordea at least two weeks in advance of every test and customer set-up.
Authentication code/ Hash value calculation/ SHA1
The test requires a so called SHA1 sum in the end of the file. You can check the SHA1 sum for testing purposes by downloading a utility provided by Nordea in order to check that the Hash valuie is correct.
The program calculates SHA1, SHA2 and a HMAC sum. For treasury files is SHA1 used and others are not supported.
Swiftvalidator for MT101 Treasury file
Below you can drop the MT101 Treasury File into the Swiftvalidator, included the Hash code. A SHA1 hash should be calculated on the complete SWIFT MT101 message from Block 1 to Block 4 and placed after the Block 4 after a <CRLF> AND should be followed by another <CRLF>. The outcome are showing in the validation result.
The validations are gradually
Test file to Nordea
Before you can start sending payments via the Treasury File Service, a test file must be sent to Nordea at least two weeks in advance of every test and customer set-up. The tests first of all deal with handling of file content in the IPS system (International Payment Services) and they are handled together with IPS-IT. If you use the systems TWIN or CRM you do not need to make a test.
Customer support for Treasury File via Host to host
Phone: +46 771 77 69 92
Bank day 08:00-20:00 Week end 10:00-17:00
Customer support for Treasury File via Corporate Netbank
Phone: +46 771 77 69 91
Bank day 08:00-18:00
|Protocol / Service||Supportunit||Contact information||Opening hours|
|AS2, FTP/ VPN, SFTP||File transfer and communication support|
Connecting to the service
Mon-Fri 8.00 - 17.00 CET
Mon-Fri 8.00 - 18.00 CET
|SWIFTNet for Corporates||SWIFTNet Support|
+46 771 77 69 75
|Mon-Fri 7.00-18.00 CET|
|GiroLink||GiroLink||+46 771 77 69 92||Mon- Fri 8.00-18.00 CET|
|Corporate eGateway||+46 771 77 69 75 moc.a161021131701edron161021131701@trop161021131701pusya161021131701wetag161021131701e161021131701||Mon-Fri 7.00-18.00 CET|
||Treasury File Service test|
|Test support for Swedish file services||+46 8 22 22 02 firstname.lastname@example.org||Mon-Fri 8.00 - 17.00 CET|
|Test support for Norwegian file services||Support||+47 915 06002||Mon-Fri 8.00 - 17.00 CET|
On this page you can download Nordea's Public Key Certificates for automated file transfers. Nordea uses Symantec CA Certificates which may be downloaded from here.
Nordea uses the same Public Key Certificate for signing, encrypting, and SSL. Nordeas certificate together with intermediary certificates may be downloaded using the links below.
Test environment is not changed
Nordea Public RSA key in SSH2 and open SSH format can be downloaded using the links below.
The Nordea PGP Public Keys may be downloaded using the links below.