New mobile technology and the changing consumer expectations have become a part of many companys’ digital transformation journeys and the demand for integration mobile payments in the new digital customer journeys is increasing rapidly.
The Nordics have been a frontrunner in this journey, especially the Nordic wallets with more than 16 mio users, has become the preferred way for person-to-person transfers and are increasing rapidly in other use cases, such as online payments, in store using QR-codes, invoice payments, recurring and in-app payments.
Nordea offers a broad range of mobile payment schemes/solutions with some of the highest end-user penetration. Both the wide adopted Nordic solutions Swish, MobilePay, Vipps and Siirto as well as the global solutions from Apple Pay and Google Pay.
Besides offering the solutions, Nordea also has subject matter experts that have more than 10 years of experience within the mobile and digital payment domain that can advise and help our customers navigate the changing payment landscape.
Mobile payment schemes are solutions that enable consumers to pay using their mobile phone in various use-cases, such as:
- Between user payments: Peer-to-peer transfers local in each country
- Retail and in-store: Payments using QR-Codes or integrated in POS-terminals
- E-commerce: Fast and frictionless payment in online shops and in apps
- Remote payments: Simple consumer payment for invoice, bills and/or subscriptions and recurring