European definition of energy efficient mortgage loans

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Globe in hands
06-12-18 17:15 | Responsible business

The European initiative for Energy Efficient Mortgages (EEM) is launching its definition of an energy efficient mortgage loan. The definition is intended to be a European standard, to enable the financial system to support sustainable growth. 

The EEM is a market-led initiative with a target to create a European framework for the financial sector how to implement energy efficient loans across Europe that are in line with the Paris Agreement. The initiative was launched in June 2018 and Nordea is actively participating in the initiative through the European Mortgage Federation.

The set definition of an energy efficient mortgage loan by EEM:

  1. Energy performance which meets or exceeds relevant market best practice standards in line with current EU legislative requirements and/or
  2. An improvement in energy performance of at least 30 %

Nordea has since we joined the initiative launched green mortgage loans in Sweden for customers with energy efficient homes. The green mortgage loans are aligned with the EEM definition and we will continue the work with testing and implementing new products and processes benefitting customers across the Nordics. 

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