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Supports a centralised payment and collection factory
Corporate eGateway is Nordea’s file-based, mass payment service with one point of entry for bulk payments and collections in the Nordic and Baltic countries, Germany, Russia, UK, Canada and the US.
The service provides a uniform file interface that covers all relevant types of domestic and cross-border payments, including direct debits in the Nordic area. In Sweden, the service makes it possible to handle both PlusGiro and Bankgiro payments in one file.
Centralised and flexible payment processing
Centralisation of the payment infrastructure limits the maintenance of system interface to one-point-of entry and one format. The need to adapt to local changes is reduced, and external and internal changes of the IT infrastructure can be made without interfering with one another.
It is possible to mix payment instructions to all countries in the same file. Both outgoing and incoming payments are handled in a way that facilitates straight-through-processing and automatic reconciliation for both the payer and the payee.
eGateway technical details
eGateway services
For information on eGateway services for account statements, authorisation, credit advice, debit advice, direct debit, payments, status reports, click here >> (pdf, 462 KB)
Documents
Corporate eGateway makes it possible for company groups to use one banking interface for the Nordic and Baltic countries as well as Germany, Poland, the UK and USA and Canada. Through Nordea's partner banks a large number of other countries worldwide will be included as well. By setting-up a centralised EDI server on group level, a company can have a single technical interface with Nordea in terms of file format, communication and security.
To find relevant business and technical information on all services offered by Corporate eGateway, select from below.
Format Descriptions
Most customers use an EDI server or similar application for file conversion, security and communication since those routines are poorly supported by the ledger system itself. The EDI server communicates with the ledgers in the ledger system's internal file format and with Nordea's Message centre in either EDIFACT or XML ISO20022 format.
An EDI server has a number of built-in functionalities, but mainly it provides a company with a stand-alone EDI infrastructure. We strongly recommend customers to use an EDI server instead of implementing EDI solutions directly in the ledger system.
To find detailed information about the technical set-up, including Message Implementation Guides (MIG) used by Corporate eGateway, select from below.
Security
Participants must make sure that payment orders are valid instructions to Nordea in order to prevent fraud. It must be ensured that an authorised party gives instructions in such a way that it cannot subsequently be denied that the instructions were sent. Moreover, it must be ensured that the instructions cannot be changed or manipulated by anybody during transmission. To ensure that, transactions should be subject to integrity, origin authentication and non-repudiation of origin techniques.
AUTACK (Authentication and Acknowledgement message)
The AUTACK message is used to authenticate and secure the complete interchange. One AUTACK message is included per interchange conveying one or more digital signatures computed on the complete data of the entire interchange. The digital signature in the AUTACK message is verified using an RSA algorithm and a public key that Corporate eGateway has received from the customer. The digital signature in the AUTACK message ensures that the information comes from a valid party and that the information has not been changed or manipulated by any other party during the transfer.
Use of Security
Corporate eGateway uses security solutions based on either RSA (AUTACK) or PKI (PGP Pretty Good Privacy).
Corporate eGateway makes it possible for you to send or receive files which are fully encrypted, eg securing confidentiality of all transmitted interchanges. For this Corporate eGateway uses worldwide EDIFACT standards as CIPHER and CONFID. In addition, we offer the use of the PGP (Pretty Good Privacy) security method.
We also offer transmission via SWIFTNet FileAct applying the security provided by SWIFTNet.
Related documentation
Public Key Document (pdf, 70 KB)
Corporate eGateway's list of cut-off times provides the cut-off times used by the Message Centre and the local cut-off times for each service and country that are part of Corporate eGateway. It describes the date of entry for each booking applied within the Nordea banks and the expected availability at the beneficiary's bank.
