A partnership that delivers great customer experiences
Developing a strong partnership and cooperation with ERP and TMS vendors, as well as other companies offering third party services is a key priority for Nordea. By building close relationships with vendors, we can deliver great customer experiences meaning a win-win-win situation for customers, vendors and Nordea.
This resource page is designed to provide ERP vendors and IT staff with the tools necessary to support the implementation and use of Nordea solutions, including Corporate Access our single point-of-entry solution covering File Transfer and Payables for out-going payments in XML format.
Below you will find information such as implementation guides, examples files and wrappers and a test tool.
Reliable support and strong communication
If you need personal support or have any questions, please contact our support teams. Regarding local solutions, please contact our local support teams. For queries regarding Corporate Access, email us at moc.a170723063922edron170723063922@trop170723063922puspr170723063922e170723063922.
Technical implementation of Corporate Access
This resource area is designed to provide ERP vendors and IT staff with the necessary information and tools to support the implementation and use of Corporate Access. Corporate Access is a single point-of-entry solution covering File Transfer and Payables for out-going payments in XML format. It provides a uniform file interface covering all relevant types of domestic and cross-border transfers. Below you will find information such as implementation guides, examples files and Secure Envelope and a test tool.
Important notification of upcoming improvements
Corporate Access Payables will launch an upgraded version of its current Customer Payment Status Report Message (pain.002.001.3) on 11 June 2017.
This upgrade may require changes or adjustments in ERP systems.
Please see "Changes to Corporate Access Effective From 11 June 2017" below in the sub-tab "Format and Implementation."
- Corporate Access File Transfer service description (pdf, 316 KB)
- Corporate Access Payables service description (pdf, 636 KB)
- Corporate Access Payables Appendix User guide & Message flow (pdf, 1 MB)
- Corporate Access Payables Appendix Sweden (pdf, 730 KB)
- Corporate Access Payables Appendix Norway (pdf, 615 KB)
(pdf, 463 KB)
- Corporate Access Payables Appendix Denmark (pdf, 589 KB)
- Corporate Access fact sheet
(pdf, 66 KB)
- Corporate Access FAQ (pdf, 148 KB)
Format and Implementation
|Message Implementation Guide (MIG) CAP pain.001.001.03 CustomerCredit (pdf, 882 KB)|
(pdf, 639 KB) TransferInitiation
|1.3||Changes since 1.2 (pdf, 409 KB)|
|Message Implementation Guide (MIG) CAP pain.002.001.03 CustomerPayment (pdf, 746 KB)|
|1.3||Changes since 1.2 (pdf, 318 KB)|
|Message Implementation Guide (MIG) CAP camt.054.001.02 BankToCustomer (pdf, 805 KB)|
|1.2||Changes since 1.1 (pdf, 401 KB)|
|Message Implementation Guide (MIG) CAP camt.029.001.03 (pdf, 565 KB)|
Resolution of Investigation
|Secure Envelope specification (pdf, 678 KB) (Description of file interface format and Secure Envelope with instructions on how to complete all fields and elements)||1.2|
|Certificate Management (pdf, 78 KB)||1.0|
|Nordea’s public key with issuer certificate. (zip, 1 KB) (Used for digital signing of the Secure Envelope of files returned from Nordea.)||1.0|
Test tools, example files & schemas
Corporate Access test tool
- Test tool Corporate Access (Norway, Sweden, & Denmark)
- Test tool Secure Envelope
- Test tool - user guide (pdf, 1 MB)
Example certificate to use:
Corporate Access test certificate
Example files and envelopes:
- Corporate Access Payment Test file, pain.001 (PG1) (zip, 0 KB)
- Pain.001 v3 Examples Denmark, Norway, Sweden (pdf, 652 KB)
- Pain.002 v3 Examples Status Report (pdf, 457 KB)
- Pain.002 v3 Changes - June 2017 (docx, 174 KB)
- Camt.054 v2 Examples Debit Notification Report Sweden (pdf, 361 KB)
- File reception status file, pain.002 (zip, 0 KB)
- Encoded - Corporate Access Payment Test file (encoded) (txt, 3 KB)
- Enveloped – Encoded - Corporate Access Payment Test file (enveloped) (zip, 1 KB)
- Signed – Enveloped - Encoded - Corporate Access Payment Test file (SignedEnveloped) (zip, 3 KB)
Schema for Secure Envelope:
Standard ISO20022 XML Schemas:
Nordea’s Corporate Access service follows the standard ISO20022 XML schemas for all its files. The standard XML schemas can be found by using this external link to www.iso20022.org.
Web Services Protocol
When you as a vendor have tested and implemented integration from your system to Nordea’s Corporate Access we encourage all vendors to fill in the form below, so customers can see that your system is ready for SEPA End Date and Corporate Access.
The information will be published on Nordea’s Solution site for Corporate Access on a regular basis.
If you have any questions, please feel free to contact our support teammoc.a170723063922edron170723063922@trop170723063922puspr170723063922e170723063922
Corporate Access and ERP Vendor Readiness Form
Corporate Access identifies customers with a certificate which companies can retrieve from the bank with their bank connection software. The software will send a request for a certificate, to which it attaches the name, Signer ID and country code of the customer stated in the agreement. The request is secured with an activation code received via an SMS message delivered to the mobile phone number of the administrator specified in the agreement.
If your bank connection software does not have a feature for downloading the certificate, you can also download the Nordea Security Client (NSC) below. Once downloaded you can start the client and fill in and send a certificate request with the above-mentioned data. When you receive the certificate, you have to create a password to protect it if you want to export it directly for the use of the bank connection software, otherwise it will be stored locally on the windows certificate store.
Technical implementation of SEPA Direct Debit Service
Nordea has implemented the SEPA Direct Debit creditor service, and is running pilots in production mode for corporate customers.
This resource area is designed to provide ERP vendors and IT staff with the necessary information and tools to support the implementation and use of SEPA Direct Debit Service.
Below you will find information such as service description, implementation guide and test tool.
Format and Implementation
SEPA Direct Debit Collection
Message Implementation Guide (MIG) pain.002.001.03 (pdf, 484 KB)
SEPA Direct Debit Feed Back
Pain.008.001.02 example file (zip, 1 KB)
SEPA Direct Debit Collection
Pain.002_RJCT example file (zip, 0 KB)
SEPA Direct Debit Feedback
Pain.002_ACCP example file (zip, 0 KB)
SEPA Direct Debit Feedback
SEPA Direct Debit test tool
If you did not have the chance to attend our two webinars, you can view the recordings and material here:
Nordea’s XML MIGs for Corporate Access — 31 May 2016
Nordea’s Secure Envelope for Corporate Access — 1 June 2016
During the autumn 2016 Nordea arranged a series of seminars for ERP and TMS vendors in the Nordic region. The seminars took place in each of the Nordic capitals to update on ongoing initiatives for vendors in all four countries. A secondary objective was also to enable vendors to prepare and plan for upcoming new services and solutions offered by Nordea. By sharing information about upcoming deployments, the expectation is that our joint customers can benefit from faster access to new and better solutions provided by banks and ERP/TMS vendors.
We will continue to communicate about these initiatives in future newsletters, so we advise all vendors to subscribe to these (link is on the right). The newsletters also carry information about future seminars and other events. We look forward to continued co-operation with third parties and developers to deliver the most innovative products on the market!
Below is a short summary from each session and links to the material.
Innovation initiatives in Nordea:
One of Nordea’s key values is to be relevant for our customers, and in a fast changing market it is important to constantly explore new opportunities so we can perceived as an innovative bank who offers innovative solutions. Technology is definitely a driver, and Nordea has established our own Innovation Lab, arranges accelerator programs for Start-ups and facilitates round-table sessions with FinTechs - just to mention a few of the initiatives we have launched the last year’s time. Nordea is also trying to innovate across business areas in order to enhance internal idea production and most importantly, to improve our innovation culture and way of working
Watch a short and inspiring video from Nordea’s Innovation Week (Vimeo)
The revised EU payment services directive, PSD2, will be transposed into national laws on January 2018. The main objectives of PSD2 are to protect consumers, make payments safer and more secure, and contribute to a more integrated and efficient European payments market. PSD2, together with new technology and changing customer behaviour, will change the payment ecosystem, create competition and boost innovation.
Nordea has started its journey in terms of Open Banking. We are developing an Open Banking platform, a new channel utilising API technology. APIs will enable us to combine FinTech and other third-party offerings with the Nordea universal banking offering. We are not only focusing on the mandatory Access-to-Accounts services but will deliver more innovative solutions to our customers through our and third-party digital channels.
Nordea Digital Corporate:
Nordea is developing a new Netbank for Corporate customers. This new Netbank will replace the current local Netbanks for Corporates in the four Nordic countries, e.g. Netbank Erhverv, Netbank Bedrift, Internetbanken Foretag and Classic Netbank. In the new Netbank Nordea should be able to advice customers about future events etc. and integration with the customers ERP systems is a vital part – both payment files initiated from the ERP, account statements sent from the bank to the ERP, and A/P and A/R data etc. sent from the ERP to the bank.
The new Netbank will be launched during 2017 country by country – starting with Sweden.
During 2016 we have launched Corporate Access Payables in Denmark, Norway and Sweden, and so far we have focused on implementing customers who should become SEPA compliant. Next year we will also start dialogues with other customers (regardless of EUR payments or not) to move them from old local solutions to Corporate Access. In 2017 Finland will be launched to the payables solution, and XML Account Reporting is currently being developed and will also be launched stepwise during 2017.