Transaction Banking

• Sustainability – Nordea has been ranked as one of the top 100 sustainable corporations in the world and we are fully focused on moving towards a sustainable future through collaboration with our customers and partners.
• Leveraging Data – As the amount of personal data grows even further via increased connectivity and the Internet of Things, we will explore the role of banks in using this data to provide relevant and trusted services in the digital age.
• Open Banking platform – As the first movers in Open Banking in the Nordics, we continue to cultivate a community of developers and tap into existing ecosystems to both drive innovation and help partners flourish.
• P27 Nordic payment infrastructure – We are a key member of the consortium of Nordic banks working together on Project 27 which aims to create the world’s first area for domestic and cross-border payments in multiple currencies, establishing an instant, friction free trading zone.
• Simplification – We are committed to long-term simplification and the implementation of our new core banking platform and new Nordic payment platform is already underway, replacing our legacy systems and processes.

• Instant and Mobile Payments – We were first movers in enabling a range of mobile payment solutions and wearable devices across the Nordics and continue to develop the award winning Nordea Wallet app, making sure our customers have the choice of being able to pay the way they like.
• Emerging technologies – We are exploring the use of innovative technologies such as blockchain and Artificial Intelligence to stay at the forefront of delivering new solutions for our customers.
• Supporting e-commerce – We are enabling a shift in corporate business models with Nordea Connect, our payment service provider (PSP) offering that brings flexibility, trust and simplicity to e-commerce.
• Customer Sprints – We have implemented an agile way of working to focus on developing holistic solutions and innovative new products in partnership with our customers as we prepare for the future together.
• Corporate API solutions – With the release of solutions such as Instant Reporting, FX and Consumer Finance APIs, we are the first bank in the Nordics to go beyond PSD2 compliance and deliver commercial Open Banking services for corporate customers.

Tools to trade – Our Trade Portal platform gives our customers all of the information and resources they need for conducting international business. Trade Club enables customers to find business opportunities, partner banks and expand their trade network to seek out new possibilities.

we.trade – Developed by Nordea in a European-wide collaboration of banks, we.trade is a blockchain based trade platform that allows companies, from small and medium sized enterprises to large corporates, to make fast, easy and paperless trades.

Nordic guarantee programme –We are the true gateway to the Nordics with a guarantee programme that offers a single homogenised solution across the four home countries of the region, overcoming the complexities of different currencies and languages.

Bank partnerships enabling international reach - With our global network of bank partnerships, Nordic footprint and international units, we are able to support and connect our customers whether they are seeking to do business in the Nordics or connecting to the rest of the world.