General terms

General terms and conditions for use of Nordea's websites

Read these terms carefully before you access to the following Nordea’s website (the “Site”). By accessing the Site, you indicate that you agree with and are bound by the terms below. Individual documents and parts of the Site may include special terms to be applied in addition to these terms. The use of the bank services otherwise accessible via the internet are governed by service-specific agreement terms.

The contents of this service and this Site are provided on as is basis. The service provider does not provide any warranties regarding the Site or the contents thereof.  The service provider reserves the right to update the Site and to discontinue the provision of access to the Site at any time. The service provider shall not be liable for any expenses, losses or damages arising out of the use of the Site even if the service provider or its representative had known about a defect in the service.

Service providers

The Site may include services provided by Nordea Bank Abp (the “Nordea”) or other companies belonging to the Nordea Bank Abp group (the “Nordea group”). All companies belonging to the Nordea group may in this connection be called “service providers”. Information about the Nordea group and the group companies is available under the menu-item About us.

Information on the primary service provider
Name Nordea Bank Abp
Domicile Helsinki, Finland

Satamaradankatu 5
FI-00020 Nordea

Business Identity code                 2858394-9
VAT number FI28583949
Telephone                                                                                                                    +358 (0)200 70000 (local network charge /mobile call charge

Other service providers

The Site may also contain services provided by other companies within the Nordea group, or by external companies. Similar information on other companies within the Nordea group is available, e.g., through the following links:

Nordea Bank Abp 

Nordea bank Abp, filial i Sverige

Nordea Danmark, Filial af Nordea Bank Abp, Finland

Nordea Bank Abp, filial i Norge

Information concerning other service providers can be found in the service agreements or other material published by the service providers.

Restrictions on the use of the Site and on making binding transactions

The information contained on the Site is not under any circumstances be considered as an advice or a request to buy or sell or a recommendation by any of the service providers unless Nordea expressly notifies to the contrary. The same applies to all jurisdictions where the law does not allow the making of offers, or recommendations, or giving advice. 

The Site and the information contained therein are directed exclusively to Finland, Sweden, Norway, and Denmark, unless otherwise expressly agreed or notified. The information contained on the Site cannot be considered as a binding offer made by the provider of such information, unless otherwise expressly specified in connection with such information. 

Information on the Site does not constitute an offer to sell or buy securities or other financial instruments nor an advice or a recommendation to take such an action. Legally binding transactions with a company within the Nordea group are always based on a separate service agreement. 

Nordea may give advice concerning investments or taxation on the Site. Nordea shall not be liable for any loss, or damage caused, or action taken on the ground of Nordea´s advice.

Information about processing of personal data

Nordea Bank Abp is the controller of the personal data processed on Further information on the processing of personal data at Nordea can be obtained from Nordea’s privacy policy.


Nordea uses cookies and similar technologies to deliver products and services to you, provide a secure online environment, to manage our marketing and provide a better online experience, track our website performance and to make our website content more relevant to you. Read more about the use of cookies in Nordea's cookie policy or in the cookie panel on

Information provided by a third party

The links provided on the Site are meant for informative use only. The service provider is not liable for any material provided or published by a third party even if such material can be accessed through a potential link on these sites. Such third parties shall have to publish on their own sites the information on them required by legislation, and the service provider is not liable for any missing or inadequate information.

Unencrypted e-mail, chat and other unprotected communication methods

The users of the Site are reminded that the confidentiality of e-mail messages and other unprotected messages sent via public network cannot be guaranteed. The users shall avoid forwarding personal data or other confidential messages to Nordea via e-mail. Nordea or other service providers are not liable to carry out orders or instructions submitted via unencrypted e-mail or other corresponding unprotected communication method. 

Nordea is entitled, if requested by the customer, to provide general information via e-mail to the e-mail address defined by the customer. Nordea and service providers shall not be liable for losses or damages occurred by any disappearance or transformation of such a message.

Copyright and trademarks

Companies belonging to the Nordea group or third parties, if expressly specified, retain the ownership, copyright and all other immaterial rights of the Site. All rights are reserved in all countries. The publication, reproduction, transfer or storage of the contents of the Site in whole or in part is forbidden unless the holder of title, copyright, or other immaterial right has granted permission for such an action. The prohibition does not apply to storage on a computer or printing for personal use only. The contents may be quoted in accordance with the applicable copyright legislation. When the contents are quoted the source shall have to be indicated. The trademarks or logos included on the Site may, however, not be reproduced, published or distributed without Nordea's written permission.

Applicable law

Finnish, Swedish, Norwegian or Danish law shall be applied to these terms and conditions, according to in which of the mentioned countries the customer enters the website. Separate provisions on the applicable law are located on the sites of the companies belonging to the Nordea group.

Important information for US Persons

The offering, sale and/or distribution of many of the products or services described on this website are not intended to any US Persons. If you intend to obtain any product or service from Nordea that is described on this website, you must first inform Nordea whether you are a US Person.

This website and its respective contents do not constitute an offer or invitation to purchase or subscribe for any securities or a solicitation of any offer to sell any securities to US Persons. Any brokerage and investment advisory services described herein are not intended for US Persons. Furthermore, any solicitation on this website of banking services (including accepting and/or soliciting deposits), insurance services, mortgage and/or consumer lending services or credit card services is not intended for US Persons, who are physically in the US.

“US Persons” are generally defined as a natural person, residing in the United States or any entity organized or incorporated under the laws of the United States. US Citizens living abroad may also be deemed “US Persons” under certain rules.

Nordea does not accept any liability whatsoever for any loss howsoever arising from any use of this website or its respective contents or otherwise arising in connection therewith. Nordea cannot be held responsible for any damages or losses that occur from transactions and/or services in violation of the relevant rules of the purchaser’s home jurisdiction.