Corporate Access

Corporate Access is a single point of entry solution to your end-to-end payment process. It allows you to create file-based payments, to access information about incoming and outgoing payments, and to receive your account statements; enabling automated reconciliation. 

Banking made invisible

Through our integration you can connect your business systems to Nordea, allowing seamlessly synced transactions and balances. In addition, we provide you with a range of standardised reports that fit your specific needs and improve your reconciliation.

Your day-to-day financial processes faster and easier

Capacity and harmonization: Corporate Access has the proven ability to handle high transaction volumes across various payment types in one file format. 

Increased security: The integration between your system and Nordea provides high level of automation and system controlled user rights, reducing fraud, human errors and risks. 

SEPA compliant: Corporate Access uses the international XML standard ISO20022, Common Global Implementation compliant format which meets all legal requirements in compliance with SEPA for euro payments. 

Corporate Access consists of three main services

Corporate Access File Transfer: offers you a secured host-to-host connection for file exchange to and from Nordea, and an integration to several business system providers.

Corporate Access Payables: enables you to standardise all payments to one single format, supporting all payment types in the Nordics.

Corporate Access Account Reporting: enables you to increase automation in the reconciliation process of your accounts receivable, accounts payable, and general ledger.

These documents provide detailed information about the technical descriptions of Corporate Access services: 

Corporate Access File Transfer

Corporate Access File Transfer service description

Corporate Access File Transfer provides a broad selection of communication methods to support your need for automated transmission of files, offering integration with the following channels: 


Corporate Access Payables 

Corporate Access Payables service description

This document provides an in-depth understanding of how Corporate Access Payables may be set-up and which possibilities the service may offer companies for integrating its account payables: 

Corporate Access Payables Appendix User guide & Message flow

See each country-specific appendix for a comprehensive guide on how payments are processed and used: 


Corporate Access Account Reporting

Corporate Access Account Reporting service description


Privacy notice  

As a data controller Nordea Bank Abp processes personal data to deliver the products and services that are agreed between the parties and for other purposes, such as to help you with your request or comply with laws and other regulations. For detailed information on Nordea Bank Abp's processing of personal data, please review Nordea’s privacy policy, which is available on Nordea’s website or by contacting Nordea Bank Abp. The privacy policy contains information about the rights in connection with the processing of personal data, such as the access to information, rectification, data portability, etc.   

The information provided by you will be processed in accordance with Nordea’s Privacy Policy. Please do not provide any sensitive or financial information in this form. Should you have a banking related question, kindly contact us through your Netbank or customer service. 


Corporate Access File Transfer



Secure Envelope specification (Description of file interface format and Secure Envelope with instructions on how to complete all fields and elements)



Certificate Management



Nordea’s public key with issuer certificate (Used for digital signing of the Secure Envelope of files returned from Nordea, and SOAP messages in Web Services returned from Nordea)


Valid from 8 June 2022 to 5 April 2024


Corporate Access Payables



Message Implementation Guide (MIG) CAP pain.001.001.03 CustomerCredit                                           


Changes since 1.9

Message Implementation Guide (MIG) CAP pain.002.001.03 CustomerPayment


Changes since 1.5

Message Implementation Guide (MIG) CAP camt.054.001.02 BankToCustomer


Changes since 1.5

Message Implementation Guide (MIG) CAP camt.055.001.01 Customer Payment                          
Cancellation Request


Changes since 1.0

Message Implementation Guide (MIG) CAP camt.029.001.03 
Resolution of Investigation 


Changes since 1.0


Corporate Access
Account Reporting



Message Implementation Guide (MIG) CAAR camt.054.001.02                                                                  
Credit Notification


Changes since 1.8

Message Implementation Guide (MIG) CAAR camt.053.001.02

Account Statement (Standard)


Changes since 1.7

Message Implementation Guide (MIG) CAAR camt.053.001.02

Account Statement (Extended)


Changes since 1.6

Corporate Access test tool


Example certificate to use:

Corporate Access SHA256 test certificate 

SignerID: 15330019342


SHA256 demo certificate

Corporate Access test certificate 

SignerID: 5780860238 


Demo certificate (zip, 2 KB)


Example files and envelopes:


Schema for Secure Envelope:

Application request 

Application response 


Standard ISO20022 XML Schemas: 

Nordea’s Corporate Access service follows the standard ISO20022 XML schemas for all its files. The standard XML schemas can be found by using this external link to 


Web Services Protocol 

WSDL file (zip, 1 KB)

Corporate Access identifies customers with a certificate which companies can retrieve from the bank with their bank connection software. The software will send a request for a certificate, to which it attaches the name, Signer ID and country code of the customer stated in the agreement. The request is secured with an activation code received via an SMS message delivered to the mobile phone number of the administrator specified in the agreement.  

If your bank connection software does not have a feature for downloading the certificate, you can also download the Nordea Security Client (NSC) below. Once downloaded you can start the client and fill in and send a certificate request with the above-mentioned data. When you receive the certificate, you have to create a password to protect it if you want to export it directly for the use of the bank connection software, otherwise it will be stored locally on the windows certificate store. 

  1. Download of Nordea Security Client 

  1. Nordea Security Client - User Guide (pdf, 740 KB) 

  1. How to export a certificate to a PSKC #12 file (pdf, 660 KB)


Do you need to renew a certificate? If you need further guidance you can find an instructional video here

In support to provide secure services and solutions to our customers, Nordea will discontinue the support of the SHA1 certificate and signing signature because of weaknesses in the SHA1 algorithm, and replace it with SHA256 in Corporate Access


1. Technical change description (pdf)

2. Frequently Asked Questions (pdf)


1. Nordea’s SHA256 signature certificate and its Root CA certificate for Corporate Access

  • To be published

2. For customers who download signer certificate with own software

Nordea's signature certificate and its Root CA certificates in SHA256 certificate download service (new SHA256 service, link can be found from Technical change description document).

Nordea's Web Services server signature certificate (zip)

  • This is the certificate Nordea uses to sign Nordea's responses to customers in SHA256 service of certificate download. Certificate validity is about 2years.
  • If customers validate Nordea's responses using this certificates, this certificate needs to be installed.
  • Possible error for customers who didn't install it correctly: error related to certificate validation. 

Root CA certificate of Nordea's Web Services server signature certificate and CRL (zip)

  • This is the Root certificate of the signature certificate of Nordea Web Services server in SHA256 service of certificate download. Certificate validity is 15years.
  • If customers validate Nordea's responses using this certificates, this certificate needs to be installed.
  • Possible error for customers who didn't install it correctly: error related to certificate validation. 


Here you can see the 3rd party integration solutions which have been tested and implemented by the vendors.  

Other vendors are also in the process of implementing the integration to Nordea’s Corporate Access and we will on a regular basis update the table when we have been informed by the vendor.  

In any case we recommend that you approach your ERP/TMS vendor or IT Consultancy firms to discuss what is required in order to utilise the new integration towards Nordea’s Corporate Access, e.g. update of software from the vendor etc.  

For ERP vendor support, contact us at erpsupport [at]


Vendor &
Account Reporting
053 ext
Acando: SAP N N Y         N    
Adiles AS: SAP Business One N Y N         Y SFTP  
AMC-Consult A/S: AMC-Banking for AX, 2009, AX2012, D365 FO & D365 BC Y Y Y Y Y Y Y Y Web Services, SFTP   
Avalosys: Avalo Connect N N Y         Y Web Services, SFTP  
Avalosys Oy Y Y Y Y Y Y Y Y Web Services, SFTP  
BankIntegration: Admind og flere Y N N         Y Web Services  
Björn Lundén Information AB: BL Administration N N Y     Y   N    
CGI: Raindance N N Y         N    
Continia Software A/S: Continia Payment Management for Dynamics 365 Business Central and NAV/BC14 Y Y Y Y Y Y Y Y Web Services  
Evry: Styr N N Y         N    
FDT: Avance N N Y         N    
FS Technology: Safe link PFR N N N         Y SFTP  
HallerupNet ApS: e-Regnskab Y N N         Y Web Services  
IFS: IFS Applications Y Y Y         N    
Infor: M3 N N Y         N    
Jeeves: Jeeves Enterprise N N Y         N    
Monitor: Monitor N N Y         N    
Nomentia: Nomentia Cash Management Solution Y Y Y Y Y Y Y Y Web Services, SWIFT  
Oracle: Oracle Applications, eBusiness Suite, Fusion, JD Edwards, PeopleSoft Enterprise N N Y         N    
Orango AB: Bison N N Y         N    
Pagero AB: Pagero Payment Connect, Pagero Auto FTP, Pagero Payment Server. All three solutions can be combined with Pagero SEPA Convert and Pagero SEPA Connect. Y Y Y         Y    
Programekonomi Svenska AB: Microsoft Dynanics NAV, SweBase Y Y Y         N    
SAP: SAP ERP N N Y         Y SFTP  
SEGES: DLBR Summax Y N N   Y     Y Web Services  

SK Global Software: Banking and Treasury Automation Suite for Microsoft Dynamics 365


N Y N Y Y   N SFTP  
TietoEVRY: BIX (Business Information Exchange) N Y Y Y Y Y Y Y SFTP, WebServices, SWIFT, PEPPOL  
Tieto Sweden AB: Procapita IFO/Lifecare IFO N N Y         Y SFTP  
TrueCommerce Aps: TrueCommerce Transaction eBroker / OneTime Y N N         Y SFTP  
Uniconta A/S: Uniconta Y Y N         N    
Unikum Datasystem AB: Pyramid Business System N N Y         N    
Unit4: Agresso Milestone, Unit4Business World N Y Y         N    
Visma Enterprise: Visma Public A+ N Y Y         N    
Visma Software: AutoPay, Financials, Visma Business, Visma Control, Visma Global, Visma eAccounting, Enterprise Økonomi, DI Systemer Y Y Y   Y Y Y Y SFTP  
Visual Banking: BabelBank Y Y Y Y Y Y Y Y SFTP  
Vitec Förvaltningssystem (Bygg & Fastighet): Vitec Ekonomi, Vitec 3L Pro N N Y N       N    
Vitec Förvaltningssystem (Bygg & Fastighet): Vitec PP7  Y N Y N       N    
Vitec Förvaltningssystem (Bygg & Fastighet): Vitec Hyra             Y N    
Winassist Ekonomi N N Y N Y     N    
XLENT: Balans N N Y         N    
Xledger AS: Xledger N Y Y N Y     Y SFTP  
Z Data: Z Data ConvertX Y Y Y   Y   Y Y SFTP  
Zirius AS: Zirius ERP N Y N N Y Y Y Y AS2  
Åbergs DataSystem AB: Rebus N N Y         N File sent via Nordea Corporate Netbank  


Please be aware that the information is based on input from the vendors themselves. Nordea has not verified the information and therefore we cannot take any responsibility for the accuracy of the information either. In any case we recommend that you approach your ERP/TMS vendor or IT Consultancy firms to discuss what is required in order to utilise the integration towards Nordea’s Corporate Access.

All vendors who have tested and implemented an integration towards Nordea’s Corporate Access and want to be listed above can click here to get to the web form.


Get in touch 

For more information about how we can support your business contact your Nordea adviser.