Priorities & financial target

Our financial target for 2025

Our target for 2025:

ROE >15%

Assumes CET1 ratio requirement of 15%, including management buffer.

Our upgraded 2025 target reflects the significant structural improvements made across the Group over the past four years, which support the delivery of high-quality earnings, with high profitability and low volatility.

Frank Vang-Jensen, President & CEO

Our key priorities



the best omnichannel customer experience


focused and profitable growth


operational and capital efficiency


~1 million more

digitally active customers (+25% vs 2021)

Full self-service

for daily banking (vs ~50% of features available in 2021)

All relevant products

available in “one shop” (vs ~50% of retail and SME products available in 2021)

#1 mobile bank

in the Nordics (maintain 2021 level)

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