Corporate Access
Automating payments and reconciliation with your financial management software/ERP system
Through Corporate Access, you can integrate your business systems to Nordea, allowing seamlessly synced transactions and balances. The service provide you with a range of standardised reports in ISO20022/XML that fit your specific needs and improve your reconciliation.
Corporate Access is a secure and reliable single point of entry solution to your end-to-end payment process. It allows you to create file-based payments, access reconciliation files and receive your account statements, enabling automated reconciliation.
The service is our flexible solution for sharing payment- and account reporting files in XML format between the bank and our customers ERP systems
- Direct integration and automated file flow allowing you to work solely in the ERP system
- Integration to cloud-based ERP system
- Manual import and export of files to your ERP system via our netbank user interface, allowing semi-automated reconciliation.
Our file communication service called Corporate Access File Transfer offers you a secured connection for file exchange to and from Nordea.
Nordea offers different options for how companies may integrate into its supplier ledger and/or ERP system. For this purpose, Nordea offers different set-ups:
- Fully integrated, without manual actions, which enables companies to fully integrate all sent Messages by Nordea, such as all Status reports, Debit Notifications and, if used, Response of Investigation Messages.
- Manual integrated, where the Company mainly uses Nordea’s Corporate Netbank as interface for its payment processes which includes payment or cancellation statuses and executed or cancelled payments by Nordea
This document provides detailed information about the technical descriptions of our file communication service:
Corporate Access File Transfer provides a broad selection of communication methods to support your need for automated transmission of files, offering integration with the following channels:
A Secure Envelope is mandatory in the protocols: AS2, SFTP, Corporate Access Web Service and Enhanced PEPPOL and optional for SWIFTNet for Corporates and manual upload.
| Corporate Access File Transfer | Version | Comments |
|---|---|---|
| Secure Envelope specification (Description of file interface format and Secure Envelope with instructions on how to complete all fields and elements) | 1.8 | |
| Certificate Management | 2.0 | |
| Corporate Access Web Services - Service Description (Description of the security and message specification in Web Services protocol ) | 1.0 | |
| Nordea's SHA256 signing certificate with issuer certificate (Used for digital signing of the Secure Envelope of files returned from Nordea, and SOAP messages in Web Services returned from Nordea) | Valid from 26 Aug 2025 at 10:00 CEST |
Schema for Secure Envelope
Here you can find the schema for Secure Envelope.
Example certificate to use
If you want to create a secure envelope before you receive a production certificate you can facilitate the values and certificate below.
SignerID: 5780860238
PIN= WSNDEA1234
Web Services Protocol
Example files- Secure Envelope
Secure envelope is a technique for protecting the content of files that are sent via Nordea’s file transfer service Corporate Access File Transfer. The files, content, are enveloped and digitally signed according to an open standard.
Corporate Access identifies customers with a certificate which companies can retrieve from the bank with either their bank connection software or the Nordea Security Client (NSC). For more information please see below documents.
- Download of Nordea Security Client
- Step-by-Step Guide – Download certificate using Nordea Security Client
- Nordea Security Client - User Guide
- How to export a certificate to a PSKC #12 file (pdf, 660 KB)
Do you need to renew a certificate? If you need further guidance you can find an instructional video here.
Corporate Access Payables is Nordea’s global file-based payment service which offers a global single point of entry for execution of both domestic, international and financial payments in the Nordic countries. The service enables companies to automatically reconcile their supplier ledger, and to cancel previous sent payment instructions, without the need for manual interference. It also supports companies with shared service centers or other administrative structures. The offering consists of following XML messages:
- Payment instruction (pain.001)
- Status report (pain.002)
- Debit advice (camt.054d)
- Cancelation request (camt.055)
- Resolution of investigation (camt.029)
This document provides an overview of Nordea´s payment service:
The purpose of the User guide is to provide a full in-depth understanding of how Corporate Access Payables may be set-up and which possibilities the service may offer companies for integrating its account payables.
It is primarily targeting both technical, along with Corporate Access Payables Message implementation guides, as well as financial personnel, but it is also aimed for those who will implement messages and install the Corporate Access Payables service at the Company.
Country specific information
The purpose of the documents are to provide insight into each local payment market and its infrastructure, as well as more detailed information on how local markets are integrated into the service provided by Corporate Access Payables. For example, you can find information on payment types and cut off times.
The purpose of these documents are to define how information in messages should be structured for the exchange between the Message sender and Nordea. This will be relevant as part of the implementation.
| Corporate Access Payables ISO20022 version 2009 | Version | Comments |
|---|---|---|
Message Implementation Guide (MIG) CAP pain.001.001.03 CustomerCreditTransferInitiation | 2.3 | Changes since 2.2 |
Message Implementation Guide (MIG) CAP pain.002.001.03 CustomerPaymentStatusReport | 1.6 | Changes since 1.5 |
Message Implementation Guide (MIG) CAP camt.054.001.02 BankToCustomerDebitCreditNotification | 1.6 | Changes since 1.5 |
Message Implementation Guide (MIG) CAP camt.055.001.01 Customer Payment Cancellation Request | 1.1 | Changes since 1.0 |
Message Implementation Guide (MIG) CAP camt.029.001.03 Resolution of Investigation | 1.1 | Changes since 1.0 |
| Corporate Access Payables ISO20022 version 2019 | Version | Comments |
|---|---|---|
Message Implementation Guide (MIG) CAP Pain.001.001.09 CustomerCreditTransferInitiation | 1.2 | Changes since 1.1 |
MIG CAP Pain.001.001.09 - Version Description
| Version Description | |
Message Implementation Guide (MIG) CAP Pain.002.001.10 CustomerPaymentStatusReport | 1.0 | Available during Q4 2025 |
If you are implementing the service, you will find relevant information below.
Corporate Access Test Tool
Nordea has partnered with Finnish vendor XMLdation to provide customers with an improved test tool for validating different ISO20022 messages/scenarios for Corporate Access.
With the test tool customers can test their payment files and receive simulated feedback files in ISO20022 version 2009 and 2019. Additionally the tool supports testing of Secure Envelope, and will continuously be updated with new standards as Pretty Good Privacy (PGP).
Register as user:
To get full access to the test tool, sign up via XMLdation’s registration page below and use the registration code to receive your personal login credentials on e-mail.
- XMLdation registration page
- Registration code: 27032617
- XMLdation login page
You can find the Service Guide here for instructions or after logging into your account. For additional support, visit the Corporate Access homepage.
Standard ISO20022 XML Schemas
Nordea’s Corporate Access service follows the standard ISO20022 XML schemas for all its files. The standard XML schemas can be found by using this external link to www.iso20022.org.
- Message Archive for pain.001 and pain.002
- Message Archive for camt.052, camt.053, and camt.054
- Message Archive for camt.055 and camt.029
Example document
Provides example per available payment type in Corporate Access. Pain001.001.03 Denmark-Finland-Norway-Sweden plus international payments.
- Pain.001 v3 Examples Denmark, Norway, Sweden, Finland (pdf, 521 KB)
- Pain.001 v9 Examples Denmark, Norway, Sweden, Finland
Example files Corporate Access Payables
Payment instruction Pain001.001.03
Note: Secure Envelope is a prerequisite for files sent via Host2Host communication, except for Swiftnet Fileact.
Pain002 File Status file
Upon reception, Nordea’s system forms a file status report Message.
Pain002 Status Report file
Nordea offers as an optional service to provide the Company with a status report on file.
Camt054 Debit Advice file
Nordea offers as an optional service to provide the Company with a debit advice report on file.
For more detailed information regarding the file type and process, see our Corporate Access Payables Appendix User guide & Message flow.
Corporate Access Account Reporting is Nordea’s global file-based bank-to-customer account reporting service. The offering consists of following XML messages:
- Account statement extended (camt.053e)
- Credit transaction report (camt.054c)
- Account statement standard (camt.053s)
This document provide an overview of our collection service and more detailed information:
The purpose of these documents are to define how information is structured for the exchange between Nordea and Customer.
| Corporate Access Payables | Version | Comments |
|---|---|---|
| Message Implementation Guide (MIG) CAAR camt.053.001.02Account Statement (Extended) | 1.7 | Changes since 1.6 |
| Message Implementation Guide (MIG) CAAR camt.054.001.02Credit Notification | 1.9 | Changes since 1.8 |
| Message Implementation Guide (MIG) CAAR camt.053.001.02Account Statement (Standard) | 1.8 | Changes since 1.7 |
Are you implementing the service, below you will find relevant information.
Standard ISO20022 XML Schemas
Nordea’s Corporate Access service follows the standard ISO20022 XML schemas for all its files. The standard XML schemas can be found by using this external link to www.iso20022.org.
Example file Corporate Access Account Reporting
The Corporate Access Account Reporting service currently offers two XML messages to the customers:
- Bank To Customer Statement (camt.053.001.02) – standard version
- Bank To Customer Credit Notification (camt.054.001.02)
- Bank To Customer Statement (camt.053.001.02) – extended version
Below you will find example files for each country for Corporate Access Account Reporting:
Here you can see the 3rd party integration solutions which have been tested and implemented by the vendors.
Other vendors are also in the process of implementing the integration to Nordea’s Corporate Access and we will on a regular basis update the table when we have been informed by the vendor.
In any case we recommend that you approach your ERP/TMS vendor or IT Consultancy firms to discuss what is required in order to utilise the new integration towards Nordea’s Corporate Access, e.g. update of software from the vendor etc.
For ERP vendor support, contact us at erpsupport [at] nordea.com (erpsupport[at]nordea[dot]com).
Disclaimer
Please be aware that the information is based on input from the vendors themselves. Nordea has not verified the information and therefore we cannot take any responsibility for the accuracy of the information either. In any case we recommend that you approach your ERP/TMS vendor or IT Consultancy firms to discuss what is required in order to utilise the integration towards Nordea’s Corporate Access.
All vendors who have tested and implemented an integration towards Nordea’s Corporate Access and want to be listed above can click here to get to the web form.
On this page you can subscribe to many of Nordea’s Cash Management newsletters:
- Service status - subscriptions provide information on upcoming planned service breaks and email alerts of ongoing incidents. Go to the Service status subscription form
- Changes and development - subscriptions provide updates on any changes or developments in the service that may affect its functionality. Go to the Changes and development subscription form
In the two subscription forms, ‘Service status’ and/or the ‘Changes and Development‘, please select relevant services and related protocols you want to subscribe to. For example, ‘Corporate Access – Service status’ and ‘SFTP – Service status’.
We strongly recommend that you use a common mailbox.
On our support page you can see how the Cash Management services are running.
Access the Payment Specification Report (PSR) here.
Changes in Norwegian legislation demands that Nordea knows who is authorized to, on behalf of the customer, verify pre-confirmed payments from Norwegian accounts, sent to Nordea. This require technical changes in XML ISO 20022 file format, as well as changes in the Nordea Netbank user set-up.
This site was created to assist Nordea’s customers with making all the necessary changes. Here you will find all relevant documentation in both Norwegian and English.
Corporate Access customers need to update both their user information - The Administrative Process, as well as their payment files – The Technical Process.
The administrative process – Registering the approvers.
Everyone that is to be used by the customer as approvers in the payment files must be registered in the Nordea Corporate. This is done by upgrading an existing Corporate Netbank user, or registering a new person as an approver.
- Information of the Administrative Process – in English
- Information of the Administrative Process – in Norwegian
The technical process – Updating the payment files
All pre-confirmed payment files must be updated according to the new MIG. They must contain information on who, at the customer, has approved the payments.
- Information about the Technical process – in English
- Information about the Technical process – in Norwegian
If the customer uses a 3rd party vendor for creating their payment files, there is a high probability that the vendor already have a solution for this in place. The customers should involve their ERP vendors early in the process.
It is important that there is a match between the approvers registered in the Nordea Corporate and the Approvers registered in the payment files.
Support for Corporate Access
Daily user support: Contact information for customer user support is available at nordea.com/cash management/contact us.
Technical support – Implementation: If you have technical related questions regarding implementation of Corporate Access file integration, please reach out to Nordea’s ERP support via email to CA.developmentsupport [at] nordea.com (CA[dot]developmentsupport[at]nordea[dot]com).
Technical support - Production: If you as an ERP or Service Bureau have technical related questions when in production for Corporate Access/Corporate Access Lite, please reach out to Nordea’s ERP Support in English via email to erpsupport [at] nordea.com (erpsupport[at]nordea[dot]com). This support is currently provided for Sweden and Finland. We will expand the support to include Denmark and Norway in the time to come.