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Bliv på siden | Fortsæt til en relateret side på danskAre you starting your higher education in Norway, Finland, Denmark or Sweden this year? Then you’re joining thousands of other students taking this step. Managing your money effectively is very important during your student years – and here are some tips and tricks to get going.
Useful tips to manage your student finances more effectively:
As your bank, we’ve prepared budget templates to help you manage your finances. However, these tools are only effective if you fill them in and follow them. So the best tip is to create a realistic budget that you can actually follow.
If you’re living by yourself for the first time, you have to start paying your own bills. Luckily, digital banking makes this a short process. Simply add each bill to your payment queue in the mobile banking app and you’re set – just make sure there’s enough money in your account when payment day arrives.
Nordic students have several financial resources available. Government student loans provide a foundation and you may be eligible for various public support programs. Consider part-time work if your schedule allows. Beyond the extra income, a job delivers valuable benefits: it strengthens your resume and might provide enough extra money to start building savings. Remember, even setting aside a small amount each month can develop into a meaningful financial cushion over time.
Did you know that our mobile banking app offers a helpful feature that tracks your spending pattern?
Books: Some books you need, others you don’t. Wait until classes begin to see which ones you’ll actually need. Remember to check out used bookstores. Lower price, same product.
Cook together: Food can be expensive. Cooking together not only saves money but also creates perfect opportunities to build friendships over shared meals.
Look for student discounts: Always ask for student discounts for trains, buses, computers, papers, books and much more. Many companies offer discounts for students, including Nordea. Did you know you’re not paying any fees for your regular banking services as long as you’re a student?
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