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Bli værende på denne siden | Fortsett til en lignende side på norskThe cut-off time is the latest time where Nordea accepts and effects payment orders to and from customers. The cut-off time can vary depending on the payment type and the currency involved.
The cut-off time is the latest time where Nordea accepts and effects payment orders to and from customers. The cut-off time can vary depending on the payment type and the currency involved.
Nordea always seeks to offer the best and the latest cut-off times possible in the market for its cross-border payment products to make our customers benefit from faster and efficient cross-border payments.
As a consequence of a late cut-off for same-day-value payments in some currencies it is important to obtain information about the receiving bank's cut-off times in order to make sure that payments are credited value same day.
(Electronically ordered)
| Payment type | Currency | Cut-off time (CET) | Debit value date | Available to receiving bank |
|---|---|---|---|---|
| Standard credit transfer between accounts in Nordea | DKK | 00:00 (1 + 6) | D | D |
| Between accounts in Nordea (with salary code) | DKK | 00:00 (1 + 6) | D | D+1 |
| To an account with another bank (2) | DKK | 18:00 (1) | D | D+1 |
| NemAccountPayment via Nordea | DKK | 12.00 (4) | D | D+1 |
| Same day credit transfer | ||||
| Between accounts in Nordea | DKK | 00:00 (1 + 7) | D | D |
| Between accounts in Nordea (with salary code) | DKK | 00:00 (1 + 7) | D | D |
| To an account with another bank (2) | DKK | 12:00 (3) | D | D |
| NemAccountPayment via Nordea | DKK | 09:00 (5) | D | D |
| Express credit transfer | ||||
| Between accounts in Nordea | DKK | 00:00 | D | D |
| To an account with another bank | DKK | 00:00 | D | D |
| Intragroup payments between own accounts with Nordea in Denmark | DKK | 00:00 (1) | D | D |
| Intercompany transfer via the Danish central bank | DKK (min 1m) | 15:30 | D | D |
| Payment transfer via the Danish central bank | DKK (min 1m) | 15:30 | D | D |
| Transfer form (type 01, 04, 15, 71, 73 eller 75) | DKK | 18:00 (1) | D | D+1 |
| Payment type | Currency | Cut-off time (CET) | Debit value date | Available to receiving bank |
|---|---|---|---|---|
| Account in Nordea, Finland | ||||
| Ordinary | EUR | D | D | |
| Account in another Finnish bank | ||||
| Ordinary | EUR | 17:30 | D | D+1 |
| Urgent | EUR | 15:00 (1) | D | D |
| Account in another bank inside the euro payments area | ||||
| Ordinary | EUR | 17:30 | D | D+1 |
| Currency account in Nordea, Finland | ||||
| Ordinary | All currencies | 15:00 (2) | D | D |
| Intercompany payment in Nordea, Finland | ||||
| Ordinary | EUR | D | D | |
| Intercompany payment in Nordea, Group account | ||||
| Ordinary | Nordea currencies |
D | D | |
- New Year's Eve
- Maundy Thursday
On these days the cut-off time for urgent payments is 11:30 CET.
| Payment type | Currency | Cut-off time (CET) | Debit value date | Available to receiving bank |
|---|---|---|---|---|
| Payment with advice | NOK | 14:30 (1) | D | D |
| Payment without advice | NOK | 14:30 (1) | D | D |
| Giro payment | NOK | 14:30 (1) | D | D |
| Payment with KID (OCR) | NOK | 14:30 (1) | D | D |
| Intercompany payments | NOK | 20:45 | D | D |
| Salary | NOK | 14:30 (1) | D | D |
(1) Please note that the cut-off time applies to single payments via Corporate Netbank. Corporate eGateway and Corporate Access has special cut-offs.
| Payment type | Currency | Cut-off time (CET) | Debit value date | Available to receiving bank |
|---|---|---|---|---|
| PlusGiro | ||||
| Payments with OCR ref | SEK | 15:50 | D | D (2) |
| Payments without OCR ref | SEK, EUR | 15:50 | D | D (3) |
| Bankgiro | ||||
| Ordinary | SEK, EUR | 09:45 | D | D |
| Account in Nordea Sweden | ||||
| Ordinary | SEK, EUR | 24:00 | D | D (3) |
| Same-day-value and Intercompany | SEK, EUR | 24:00 | D | D (3) |
| Account in another Swedish bank | ||||
| Ordinary | SEK | 13:30 | D | D |
| Same-day-value and Intercompany | SEK (over 500,000) | 16:15 | D | D |
| Money order | SEK | 12:50 | D | D + 1 (4) |
(Electronically ordered)
Only Nordea currencies: DKK, EUR, GBP, NOK, SEK and USD
| Currency | Country | Day 0 | 1 day before |
|---|---|---|---|
| DKK | Denmark | 15:30** | |
| EUR | Euroland | 16:00 | |
| GBP | Great Britain | 15:30 | |
| NOK | Norway | 15:30** | |
| SEK | Sweden | 16:15* | |
| USD | USA | 16:00 |
*Nordea Bank Norway Cut-off 15:30 CET Day 0.
** Nordea Bank Norway Cut-off 15.00 CET Day 0
(Electronically ordered)
| Country | Currency | Cut-off (CET) | Value date Debit/Credit |
|---|---|---|---|
| Denmark | |||
| Between own accounts within Nordea Denmark | |||
| With currency exchange | EU currencies* | 15:00 | D+0 / D+0 |
| Without currency exchange | EU currencies* | 16:00 | D+0 / D+0 |
| Between own accounts within Nordea Denmark | |||
| With currency exchange | Other currencies | 15:00 | D+2 / D+2 |
| Without currency exchange | Other currencies | 16:00 | D+0 / D+0 |
| Between other accounts within Nordea Denmark | |||
| With currency exchange | EU currencies* | 15:00 | D+0 / D+0 |
| Without currency exchange | EU currencies* | 16:00 | D+0 / D+0 |
| Between other accounts within Nordea Denmark | |||
| With currency exchange | Other currencies | 15:00 | D+2 / D+3 |
| Without currency exchange | Other currencies | 16:00 | D+0 / D+0 |
| Finland | |||
| Between accounts within Nordea Finland | All currencies | 15:00 | |
| Norway | |||
| Between own accounts within Nordea Norway | |||
| With currency exchange | All currencies | 15:00 | |
| Without currency exchange | 15:00 | ||
| Between other accounts within Nordea Norway | |||
| With currency exchange | Nordea currencies** | 15:00 | |
| Without currency exchange | Nordea currencies** | 15:00 | |
| Between other accounts within Nordea Norway | |||
| With currency exchange | Other currencies | 15:00 | |
| Without currency exchange | Other currencies | 15:00 | |
| Sweden | |||
| Between accounts within Nordea Sweden (Note: For currency exchange between own accounts use e-Markets or contact the bank) | All currencies | 15:00 | |
* BGN, CZK, DKK, EUR, HUF, PLN, RON, SEK + national currencies in countries having made an agreement with EU (NOK, CHF and ISK)
** DKK, EUR, GBP, NOK, SEK and USD.
*** Entry-into-force date for the new value date is 1 January 2018 for DK.
(Electronically ordered)
Relates to Intercompany Payment, Financial Payment and Express Payment (Note: Express Payment only in Denmark, Norway and Sweden).
| Currency | Country | Cut-off (CET) | Value date Debit / Credit |
|---|---|---|---|
| DKK | Denmark | 15:30 | D / D |
| EUR | Euroland | 16:00 | D / D |
| GBP | Great Britain | 15:30 | D / D |
| NOK | Norway | 15:00 | D / D |
| SEK | Sweden | 16:15* | D / D |
| USD | United States | 16:00 | D / D |
*Nordea Bank Norway Cut-off 15:30 CET Day 0.
| Currency | Country | Cut-off (CET) | Value date Debit / Credit |
|---|---|---|---|
| AED | United Arab Emirates | 14:00 | D+1 / D+1 |
| AUD | Australia | 14:00 | D+1 / D+1 |
| BGN | Bulgaria | 14:00 | D+1 / D+1 |
| CAD | Canada | 15:30 | D / D |
| CHF | Switzerland | 10:00 | D+0 / D+0 |
| CNH | China - offshore | 15:00 | D+1 / D+1 |
| CNY | China | 15:00 | D+1 / D+1 |
| CZK | Czech Republic | 11:00 | D / D |
| HKD | Hong Kong | 14:00 | D+1 / D+1 |
| HRK | Croatia | 14:00 | D+1 / D+1 |
| HUF | Hungary | 11:00 | D / D |
| ILS | Israel | 14:00 | D+1 / D+1 |
| ISK | Iceland | 14:00 | D+1 / D+1 |
| JPY | Japan | 15:30 | D+1 / D+1 |
| KWD | Kuwait | 14:00 | D+1 / D+1 |
| MXN | Mexico | 11:00 | D / D |
| NZD | New Zealand | 14:00 | D+1 / D+1 |
| PLN | Poland | 12:00 | D / D |
| RON | Romania | 14:00 | D+1 / D+1 |
| RSD | Serbia | 15:30 | D+1 / D+1 |
| RUB | Russia | 13:00 | D+1 / D+1 |
| SAR | Saudi Arabia | 14:00 | D+1 / D+1 |
| SGD | Singapore | 14:00 | D+1 / D+1 |
| THB | Thailand | 14:00 | D+1 / D+1 |
| TRY | Turkey | 09:00 | D / D |
| ZAR | South Africa | 14:00 | D+1 / D+1 |
| Other currencies | Other | 15:00 | D+2 / D+2 |
(Electronically ordered)
| Country | Cut-off (CET) | Value date Debit / Credit |
|---|---|---|
| Denmark | 15:00 | D+0 / D+2 * |
| Finland | 15:00 | D+0 / D+2 * |
| Norway | ||
| Without currency exchange: | ||
| EUR,GBP,NOK,USD | 15:00 | D+1 / D+1 * |
| Other currencies | 15:00 | D+2 / D+2 |
| With currency exchange: | ||
| EUR | 15:00 | D+0 / D+1 * |
| Other currencies | 15:00 | D+0 / D+2 |
| Sweden | 15:00 | D+0 / D+2 * |
| Country | Cut-off (CET) | Value date Debit / Credit |
|---|---|---|
| Denmark | 15:00 | D+0 / D+1 |
| Finland | 15:00 | |
| Norway | ||
| Without currency exchange | 15:00 | D+1 / D+1 |
| With currency exchange | 15:00 | D+0 / D+1 |
| Sweden | 15:00 | D+0 / D+1 |
D = Indicates the banking day when the order is executed
Debit value dating = The number indicates the number of days after execution before the transaction is value dated
Credit value dating = The number indicates the number of days after execution before we credit receiving bank
*D+0/D+0 for EU-payments/SEPA credit transfers (in EUR) within the European Economic Area (EEA) countries (=EU countries plus Iceland, Norway and Liechtenstein) and the United Kingdom received before 14:00 CET.
We offer the following types of incoming payments and cut-off times:
(Electronically ordered)
Only Nordea currencies: DKK, EUR, GBP, NOK, SEK and USD
| Currency | Country | Day 0 | 1 day before |
|---|---|---|---|
| DKK | Denmark | 16:00** | |
| EUR | Euroland | 16:00 | |
| GBP | Great Britain | 15:30 | |
| NOK | Norway | 15:30** | |
| SEK | Sweden | 16:15* | |
| USD | USA | 16:00 |
*Nordea Bank Norway Cut-off 15:30 Day 0.
** Nordea Bank Norway Cut-off 15.00 CET Day 0.
(Electronically ordered)
| Country | Currency | Cut-off (CET) | Value date Debit/Credit |
|---|---|---|---|
| Denmark | |||
| Between own accounts within Nordea Denmark: | |||
| With currency exchange | EU currencies* | 15:00 | D+0 / D+0 |
| Without currency exchange | EU currencies* | 16:00 | D+0 / D+0 |
| Between own accounts within Nordea Denmark: | |||
| With currency exchange | Other currencies | 15:00 | D+2 / D+2 |
| Without currency exchange | Other currencies | 16:00 | D+0 / D+0 |
| Between other accounts within Nordea Denmark: | |||
| With currency exchange | EU currencies* | 15:00 | D+0 / D+0 |
| Without currency exchange | EU currencies* | 16:00 | D+0 / D+0 |
| Between other accounts within Nordea Denmark: | |||
| With currency exchange | Other currencies | 15:00 | D+2 / D+3 |
| Without currency exchange | Other currencies | 16:00 | D+0 / D+0 |
| Finland | |||
| Between accounts within Nordea Finland | All currencies | 15:00 | |
| Norway | |||
| Between own accounts within Nordea Norway: | |||
| With currency exchange | All currencies | 15:00 | |
| Without currency exchange | All currencies | 15:00 | |
| Between other accounts within Nordea Norway: | |||
| With currency exchange | Nordea currencies** | 15:00 | |
| Without currency exchange | Nordea currencies** | 15:00 | |
| Between other accounts within Nordea Norway: | |||
| With currency exchange | Other currencies | 15:00 | |
| Without currency exchange | Other currencies | 15:00 | |
| Sweden | |||
| Between accounts within Nordea Sweden (Note: For currency exchange between own accounts use e-Markets or contact the bank) | All currencies | 15:00 | |
* BGN, CZK, DKK, EUR, HUF, RON, SEK + national currencies in countries having made an agreement with EU (NOK, CHF and ISK)
** DKK, EUR, GBP, NOK, SEK and USD.
*** Entry-into-force date for the new value date is 1 January 2018 for DK
(Electronically ordered)
For Nordea Bank Denmark: See price list International Payments for customer value dates applied to each product.
Cut-off (CET): Latest time for receipt in Nordea Nordic of payment instructions.
| Currency | Country | Day 0 | 1 day before | 2 days before |
|---|---|---|---|---|
| DKK | Denmark | 15:30* | ||
| EUR | Euroland | 16:00 | ||
| GBP | Great Britain | 15:30 | ||
| NOK | Norway | 15:00 | ||
| SEK | Sweden | 16:15** | ||
| USD | United States | 16:00 |
* For credit to an account with Nordea Bank Denmark cut-off is 16:00 CET Day 0.
| Currency | Country | Day 0 | 1 day before | 2 days before |
|---|---|---|---|---|
| AED | United Arab Emirates | 14:00 | ||
| AUD | Australia | 14:00 | ||
| BGN | Bulgaria | 14:00 | ||
| CAD | Canada | 15:30 | ||
| CHF | Switzerland | 10:00 | ||
| CNH | China - offshore | 15:00 | ||
| CNY | China | 15:00 | ||
| CZK | Czech Republic | 11:00 | ||
| HKD | Hong Kong | 14:00 | ||
| HRK | Croatia | 14:00 | ||
| HUF | Hungary | 11:00 | ||
| ILS | Israel | 14:00 | ||
| ISK | Iceland | 14:00 | ||
| JPY | Japan | 15:30 | ||
| KWD | Kuwait | 14:00 | ||
| MXN | Mexico | 11:00 | ||
| NZD | New Zealand | 14:00 | ||
| PLN | Poland | 12:00 | ||
| RON | Romania | 14:00 | ||
| RSD | Serbia | 15:30 | ||
| RUB | Russia | 13:00 | ||
| SAR | Saudi Arabia | 14:00 | ||
| SGD | Singapore | 14:00 | ||
| THB | Thailand | 14:00 | ||
| TRY | Turkey | 09:00 | ||
| ZAR | South Africa | 14:00 | ||
| Other currencies | Other | 15:00 |
Corporate eGateway's list of cut-off times provides the cut-off times used by the Message Centre and the local cut-off times for each service and country that are part of Corporate eGateway. It describes the date of entry for each booking applied within the Nordea banks and the expected availability at the beneficiary's bank.
Service description: Corporate Access Payables – Appendix Sweden (pdf, 879 KB)
Service description: Corporate Access Payables – Appendix Denmark
(pdf, 534 KB)
Service description: Corporate Access Payables – Appendix Norway (pdf, 546 KB)
Service description: Corporate Access Payables – Appendix Finland (pdf, 547 KB)
Bahrain BHD Purpose of Payment codes
China CNH and CNY Purpose of Payment Codes
China Payments in Chinese Currency
India INR Purpose of Payment Codes
Indonesia IDR Purpose of Payment Codes
Jordan JOD Purpose of Payment Codes
Kazakhstan KZT Purpose of Payment Codes and Payment Instructions
Malaysia MYR purpose of payment codes
Morocco MAD purpose of payment codes