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About us
We are the leading financial services group in the Nordic region, with roots stretching back to a local savings bank in Copenhagen in the 1820s. Since then, we have grown to serve millions of customers across Denmark, Finland, Norway and Sweden.
A financial services group is essentially a large company that supports and advises people and businesses with all kinds of financial needs.
We can help you:
- save or invest your money through financial products such as funds and accounts
- borrow money through financial products such as mortgages and bonds
- insure things you own, or people you employ in your company
- manage your finances or pension through advice and guides.
And more, depending on your needs.
We are organised around four business areas: Personal Banking, Business Banking, Large Corporates & Institutions and Asset & Wealth Management. These business areas offer a wide range of services, covering everything from day-to-day banking to complex financial needs. Our approach combines great digital experiences with the support of trusted advisers, ensuring that you as a customer feel confident and well cared for, however you choose to interact with us.
In everything we do, we strive to be personal, expert and responsible – by listening to our customers, sharing our expertise and acting with awareness of our broader impact on society. We draw on our strength and experience to help you realise your dreams and aspirations.
Beyond banking, we play an active role in the Nordic region through tax contributions, the provision of financial education in schools and community engagement programmes – because for us, it has always been about more than just banking. Our name says it all: Nordic + Idea = Nordea – reflecting our deeply held belief in constantly making tomorrow a little better than today.
We serve a broad range of customers across the Nordic region, from individuals and families to small and medium-sized businesses, large corporations and institutions. Whatever stage of life or business you’re in, we are here to support you.
Our goal is simple: to be your preferred financial partner. That means providing personalised advice, a wide range of products and services, and seamless access to banking, whether you prefer to meet us digitally or in person. We are proud to be the leading digital bank in the Nordics and to have the largest team of financial advisers in the region.
Thinking about becoming a customer? Whether you need help with your household finances or banking solutions for your business, we are here to help you find the right option for your needs.
Also interested in becoming a customer? For help with your household finances? Or looking for a bank that can support your business?
Our unique position in the Nordics is a key competitive advantage. We stand out through our size, strength and role in society. This enables us to support people across the Nordic region, inspire them to become entrepreneurs and help companies achieve sustainable growth and create new job opportunities.
Simply put, we help people and businesses make informed financial decisions. We combine strong banking expertise across the Nordics with a deep understanding of our customers’ needs, providing advice, solutions and support you can trust. Our aim is to give you as a customer the confidence to manage your money, plan for the future and achieve your goals. Keeping your money safe is at the core of what we do.
Beyond serving our customers, we also play an important role in the economy by providing financing, facilitating payments and helping businesses grow. When people and businesses can invest, develop and plan with confidence, economies and communities become stronger.
Here are some of the areas where we make a difference:
- Being a digital leader
We are a frontrunner in digital banking in the Nordics. Our app has an average rating of 4.5 in App Store and Google Play, and more than 5 million customers use our app and online bank every day. We continuously develop our digital services based on customer feedback, with 45,000 comments received last year alone.
- Keeping customers safe
Security is at the core of everything we do. We monitor more than 3.6 billion transactions each year using advanced algorithms, and thousands of colleagues are dedicated solely to preventing financial crime. We continuously invest in technology, AI and data to stay one step ahead of threats.
- Building customer relationships
We have the largest team of financial advisers in the Nordics and are committed to being personal, expert and responsible – whether the need is simple everyday banking or more complex financial planning.
- Giving back to society
We are actively engaged in the communities we operate in. Every year, we run financial skills programmes that reach hundreds of thousands of young people across the Nordics, support entrepreneurship and help vulnerable groups – because we believe that a stronger society benefits everyone.
- Personal customers
We offer easy, convenient everyday banking combined with sound, personalised advice. Whether you need everyday banking services or comprehensive wealth management through our award-winning Private Banking service, we are with you at every stage of life. Our top-rated mobile app in the Nordics and our seamless mix of digital and in-person channels mean that you get help the way that suits you best.
- Business customers
Whether you are a startup, a growing SME or an international corporate, we bring dedicated expertise and award-winning digital tools to make your daily banking effortless – freeing up time for what matters most: your business. With our strong presence throughout the Nordics, we can support you across a broad range of sectors. Combined with our strong ESG advisory offering, this makes us well positioned to help businesses transitioning to more sustainable models. We also cover specialised needs through Transaction Banking and Nordea Finance.
- Large Corporates & Institutions
When decisions are complex, consequences are material and execution truly matters, we are the partner you can turn to. Our role is to help turn your ambitions into action. We provide the confidence you need to follow through on your most important decisions.
Our offering spans financing, cash management and payments, capital markets and investment banking and securities services, all delivered with deep sector expertise and a strong local presence across the Nordics and selected international locations. That means having one trusted partner across the region, working seamlessly on your behalf.
Share and shareholders
Nordea is the largest financial services group in the Nordic region, a market known for its economic stability, innovation and strong public finances. Our strategy focuses on delivering profitable growth, operational efficiency and sustainable value creation for shareholders.
Nordea’s investment case is built on four key strengths:
Profitable growth and high-quality earnings: Nordea combines strong revenue generation with disciplined cost management, contributing to attractive returns on equity and resilient earnings.
- Strong capital position and balance sheet: An efficient capital structure helps generate capital consistently, while maintaining market-leading credit ratings and competitive funding costs.
- Prudent risk management: Nordea’s loan portfolio is highly diversified across countries, customer segments and industries, supporting strong credit quality and historically low loan losses.
- Attractive shareholder returns: Nordea has a strong track record of returning excess capital to shareholders through dividends and share buy-back programmes, supported by robust profitability and capital generation.
Together, these strengths position Nordea to deliver long-term value for shareholders.
Information about Nordea's dividend is available in our Dividend section and our Financial Calendar. Shareholders registered in Nordea’s shareholder register on the relevant record date are entitled to receive the dividend. To be eligible, you must own the shares before the relevant record date. Purchases made on or after the ex-dividend date do not entitle the buyer to the dividend.
Nordea’s 2026-30 strategy focuses on delivering superior earnings per share through three priorities: growing income faster than the market, leading with a compelling customer offering and the best digital experience and improving efficiency through Nordic scale benefits, technology, data and AI.
For Nordea’s full financial targets and strategic roadmap, visit our Priorities & financial targets page, which includes the latest information.
For Nordea’s latest financial results, reports and investor webcasts, visit the Latest interim results page. There you will always find the most up-to-date figures, presentations and key highlights.
Working with us
We offer a wide range of career paths across many areas of expertise, giving you the chance to build a career that matches your skills and aspirations. Whether you are passionate about working with customers, finance, technology, operations or specialist roles, you will find opportunities to learn, grow and make an impact.
Just starting out? We also offer graduate programmes, internships and student positions designed to help you develop from day one.
Explore all career paths and open roles on our Career pages.
Or our graduate pages Students & Graduates
People come here when they want to get somewhere. Some want to take their career to the next level. Others want to break new ground within their area of expertise. What unites everyone is the drive and expertise to move people, businesses and society forward – one step at a time.
Explore open roles, colleague stories and more on our Careers page and on our Instagram account WeAreNordea.
Nordea's recruitment process in four bullets:
- Nordea post open jobs through a range of recruitment channels, depending on the location and role. All applications are reviewed fairly and promptly.
- Shortlisted candidates attend one to three interviews with their future leader, an HR representative or other relevant stakeholders to assess competencies, skills, motivation and values.
- Depending on the role, candidates may also complete job-related assessments, such as ability tests, conducted by qualified HR professionals and followed by personal feedback.
- Finally, Nordea performs background checks on selected candidates and aims to provide feedback throughout the recruitment process as quickly as possible.
Nordea offers a comprehensive benefits package designed to support employees at every stage of life. Pay, pension and local hybrid working arrangements are tailored to local markets. Health and well-being are covered through healthcare, mental health support, counselling and opportunities to take part in sports and cultural activities.
Families are supported through an inclusive parental leave policy. Employees also receive 16 volunteering hours per year through community programmes, with an additional 16 hours available for Employee Resource Group involvement. To support career growth, Nordea offers personal development plans, access to learning platforms such as Udemy and opportunities including job rotations and stretch assignments.
Every career is unique. With a wealth of opportunities to explore and the support of leaders and colleagues, we empower you to be the driver of your career while helping you identify opportunities and achieve your goals.
Our AI-powered career platform helps employees understand their skills, explore new possibilities, and access personalised learning and development recommendations.
At Nordea, development happens every day. Whether it's building new skills, taking on different responsibilities or moving into a new role, we encourage our people in growing their careers and exploring opportunities across the bank.
Learn more on our Grow with us page.
Innovation is at the heart of how we work. We are actively applying AI across our business – from our Research Librarian tool that is transforming how we serve corporate clients to completing Finland's first ever AI-assisted payment transaction together with Mastercard. With over 5 million digitally active customers, we are constantly developing smarter, simpler banking experiences.
We invest not just in technology, but in our people – helping employees building AI skills, judgement and confidence across the organisation. We also collaborate with leading partners such as Aalto University and Microsoft, and support the wider fintech ecosystem through initiatives like Nordic Fintech Week.
For the latest stories, insights and updates on how we are driving banking forward, visit our Tech & Innovation page.
Nordea and sustainability
Nordea offers a range of products and services designed to help both individuals and businesses make more sustainable financial decisions. These include green corporate loans and bonds, energy-efficient mortgages and electric vehicle financing. We also offer sustainability-enhanced pensions and investment funds. Our Framework for Responsible Investment Distribution defines the requirements that products must meet to be eligible for distribution as responsible investments through advice in Nordea.
We also use active ownership – including engagement and voting – to encourage more sustainable business practices at the companies we invest in.
Sustainability is integrated into our advisory services, helping customers make informed decisions that align with their financial goals and sustainability preferences.
We are reducing the environmental impact of our own operations through measures such as lowering business travel emissions, replacing paper with digital solutions, increasing the use of electric vehicles and engaging suppliers on net-zero ambitions.
Beyond climate action, we promote employee well-being, diversity and inclusion, community engagement and volunteering. These efforts reflect our broader commitment to social responsibility and financial well-being. Moreover, through our work on financial well-being we promote inclusion, financial literacy and confidence.
Read more about our targets here.
The financial sector plays a critical role in supporting the development of a more resilient and sustainable society. That is why our long-term objective is to achieve net-zero emissions* by 2050. As part of this commitment, we have already reduced carbon emissions from our own operations by more than 50% since 2019*.
At the same time, we know that our greatest impact comes from our lending and investment activities. Through product and services that enable sustainable choices for our corporate, personal and private banking customers, we actively engage to drive transition.
We offer financing solutions – and – advice corporates and institutions on how to reduce risk, unlock growth opportunities and build resilience. We offer financing solutions for personal customers when renovating their homes to be more energy-efficient and, we offer products for investing in sustainability-enhanced pensions and investment funds.
Sustainability is thus embedded in Nordea’s strategy and business operations, and we are progressing well towards both our long-term objective and short-term targets.