Corporate Access

Den här sidan finns inte på ditt språk, därför visas den engelska sidan.
Corporate Access top story

Corporate Access is a single point of entry solution to your end-to-end payment process. It allows you to create file-based payments, to access information about incoming and outgoing payments, and to receive your account statements; enabling automated reconciliation. 

Banking made invisible 

Through our integration you can connect your business systems to Nordea, allowing seamlessly synced transactions and balances. In addition, we provide you with a range of standardised reports that fit your specific needs and improve your reconciliation.

Corporate Access consists of three main services

Corporate Access File Transfer: offers you a secured host-to-host connection for file exchange to and from Nordea, and an integration to several business system providers

Corporate Access Payables: enables you to standardise all payments to one single format, supporting all payment types in the Nordics

Corporate Access Account Reporting: enables you to increase automation in the reconciliation process of your accounts receivable, accounts payable, and general ledger 

Your day-to-day financial processes faster and easier

Capacity and harmonization: Corporate Access has the proven ability to handle high transaction volumes across various payment types in one file format.

Increased security: The integration between your system and Nordea provides high level of automation and system controlled user rights, reducing fraud, human errors and risks.

SEPA compliant: Corporate Access uses the international XML standard ISO20022, Common Global Implementation compliant format which meets all legal requirements in compliance with SEPA for euro payments.

Documentation & Tools Developed 3rd party integration solutions Payment Specification Report Documentation & Tools

Service overview

These documents provide detailed information about the technical descriptions of Corporate Access services:

Corporate Access File Transfer

Corporate Access File Transfer provides a broad selection of communication methods to support your needs for automated transmission of files, offering integration with the following channels:

Corporate Access Payables

This document provides an in-depth understanding of how Corporate Access Payables may be set-up and which possibilities the service may offer companies for integrating its account payables:

See each country-specific appendix for a comprehensive guide on how payments are processed and used:

Corporate Access Account Reporting

Privacy notice

As a data controller Nordea Bank Abp processes personal data to deliver the products and services that are agreed between the parties and for other purposes, such as to help you with your request or comply with laws and other regulations. For detailed information on Nordea Bank Abp's processing of personal data, please review Nordea’s privacy policy, which is available on Nordea’s website or by contacting Nordea Bank Abp. The privacy policy contains information about the rights in connection with the processing of personal data, such as the access to information, rectification, data portability, etc.​

The information provided by you will be processed in accordance with Nordea’s Privacy Policy. Please do not provide any sensitive or financial information in this form. Should you have a banking related question, kindly contact us through your Netbank or customer service.

Format and Implementation

Corporate Access
File Transfer

Secure Envelope specification (pdf, 673 KB) (Description of file interface format and Secure Envelope with instructions on how to complete all fields and elements)1.5
Certificate Management (pdf, 150 KB)1.0
Nordea’s public key with issuer certificate (zip, 1 KB) (Used for digital signing of the Secure Envelope of files returned from Nordea, and SOAP messages in Web Services returned from Nordea)

Valid from 8 Sep 2020 to 25 June 2022
Corporate Access PayablesVersionComments
Message Implementation Guide (MIG) CAP pain.001.001.03 CustomerCredit (pdf, 664 KB)
1.9Changes since 1.8 (pdf, 140 KB)
Message Implementation Guide (MIG) CAP pain.002.001.03 CustomerPayment (pdf, 412 KB)
1.6Changes since 1.5 (pdf, 131 KB)
Message Implementation Guide (MIG) CAP camt.054.001.02 BankToCustomer (pdf, 598 KB)
1.6Changes since 1.5 (pdf, 182 KB)

Message Implementation Guide (MIG) CAP camt.055.001.01 Customer Payment (pdf, 341 KB)
Cancellation Request

1.1Changes since 1.0 (pdf, 129 KB)
Message Implementation Guide (MIG) CAP camt.029.001.03 (pdf, 348 KB) 
Resolution of Investigation 
1.1Changes since 1.0 (pdf, 129 KB)

Corporate Access
Account Reporting


Message Implementation Guide (MIG) CAAR camt.054.001.02 (pdf, 664 KB)
Credit Notification

1.5Changes since 1.4 (pdf, 153 KB)

Message Implementation Guide (MIG) CAAR camt.053.001.02 (pdf, 663 KB)

Account Statement (Standard)

1.5Changes since 1.4 (pdf, 148 KB)

Message Implementation Guide (MIG) CAAR camt.053.001.02 (pdf, 911 KB)

Account Statement (Extended)

1.3Changes since 1.2 (pdf, 140 KB)

Test tools, example files & schemas

Corporate Access test tool

Example certificate to use:

Corporate Access test certificate

SignerID: 5780860238


Demo certificate (zip, 2 KB)

Example files and envelopes:

Schema for Secure Envelope:

Standard ISO20022 XML Schemas:

Nordea’s Corporate Access service follows the standard ISO20022 XML schemas for all its files. The standard XML schemas can be found by using this external link to

Web Services Protocol

Certificate Download

Corporate Access identifies customers with a certificate which companies can retrieve from the bank with their bank connection software. The software will send a request for a certificate, to which it attaches the name, Signer ID and country code of the customer stated in the agreement. The request is secured with an activation code received via an SMS message delivered to the mobile phone number of the administrator specified in the agreement. 

If your bank connection software does not have a feature for downloading the certificate, you can also download the Nordea Security Client (NSC) below. Once downloaded you can start the client and fill in and send a certificate request with the above-mentioned data. When you receive the certificate, you have to create a password to protect it if you want to export it directly for the use of the bank connection software, otherwise it will be stored locally on the windows certificate store.

  1. Download of Nordea Security Client
  2. Nordea Security Client - User Guide (pdf, 740 KB)
  3. How to export a certificate to a PSKC #12 file (pdf, 660 KB)
Developed 3rd party integration solutions

Developed 3rd party integration solutions

Here you can see the 3rd party integration solutions which have been tested and implemented by the vendors. 

Other vendors are also in the process of implementing the integration to Nordea’s Corporate Access and we will on a regular basis update the table when we have been informed by the vendor. 

In any case we recommend that you approach your ERP/TMS vendor or IT Consultancy firms to discuss what is required in order to utilise the new integration towards Nordea’s Corporate Access, e.g. update of software from the vendor etc. 

For ERP vendor support, contact us at
Vendor & ERP/TMS/SoftwareISO20022XML/Payments
ISO20022XML/Account Reporting
Secure EnvelopeH2H Comm. Protocol
DKNOSEFICamt.053Camt.053 extCamt.054C
Acando: SAPNNY

Adiles AS: SAP Business OneNYN

AMC-Consult A/S: AMC-Banking (Dynamics Operations, Dynamics 365, Oracle and SAP)YYYY

Avalosys: Avalo ConnectNNY

YWeb Services, SFTP
Avalosys OyYYYYYYYYWeb Services, SFTP
BankIntegration: Admind og flereYNN

YWeb Services
Björn Lundén Information AB: BL AdministrationNNY
CGI: RaindanceNNY

Continia Software A/S: Continia Payment Management for Dynamics 365 Business Central and NAV/BC14YYYYYYYYWeb Services
Evry: StyrNNY

FDT: AvanceNNY

FS Technology: Safe link PFRNNN

HallerupNet ApS: e-RegnskabYNN

YWeb Services
IFS: IFS ApplicationsYYY

Infor: M3NNY

Jeeves: Jeeves EnterpriseNNY

Monitor: MonitorNNY

OpusCapita: OpusCapita Cash Management SolutionYYYY

YWeb Services
Oracle: Oracle Applications, eBusiness Suite, Fusion, JD Edwards, PeopleSoft EnterpriseNNY

Orango AB: BisonNNY

Pagero AB: Pagero Payment Connect, Pagero Auto FTP, Pagero Payment Server. All three solutions can be combined with Pagero SEPA Convert and Pagero SEPA Connect.YYY

Programekonomi Svenska AB: Microsoft Dynanics NAV, SweBaseYYY





YWeb Services

Tieto Sweden AB: Procapita IFO/Lifecare IFO



TrueCommerce Aps: TrueCommerce Transaction eBroker / OneTime


Uniconta A/S: UnicontaYYN

Unikum Datasystem AB: Pyramid Business SystemNNY

Unit4: Agresso Milestone, Unit4Business WorldNYY


Visma Enterprise: Visma Public A+


Visma Software: AutoPay, Financials, Visma Business, Visma Control, Visma Global, Visma eAccounting, Enterprise Økonomi, DI SystemerYYYYYYYSFTP
Visual Banking: BabelBankYYYYYYYYSFTP

Xledger AS: XledgerNYYNY
Z Data: Z Data ConvertXYYYY
Zirius AS: Zirius ERPNYNYYYAS2
Åbergs DataSystem AB: RebusNNYNFile sent via Nordea Corporate Netbank


Please be aware that the information is based on input from the vendors themselves. Nordea has not verified the information and therefore we cannot take any responsibility for the accuracy of the information either. In any case we recommend that you approach your ERP/TMS vendor or IT Consultancy firms to discuss what is required in order to utilise the integration towards Nordea’s Corporate Access.

All vendors who have tested and implemented an integration towards Nordea’s Corporate Access and want to be listed above can click here to go to the web form.

Payment Specification Report

Payment Specification Report

Please enter payment reference and password 

Payment reference: For payments, the reference will always consist of exactly 16 alphanumeric characters, i.e. both capital letter and digits. Example: PSECM19645243116             

Password: The password consists of 8 alphanumeric characters, i.e. both capital letters and digits. Example: 35ASLTUR

Payment specifications are available for a minimum period of 90 calendar days after remittance date. If you are unable to find the payment reference, please contact the sender of the payment.

In case of problems or if you need further information about our “Payment Specification Report” service, please contact our Corporate Netbank Support.