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In the Nordics, we share an idea. 
It’s the idea of building a society together that’s more sustainable, 
safe and open than it was yesterday. 

And together with all our customers across the Nordics, 
we make money work for that. 

Let us show you how we do it. Go to:

 

I hope, and believe, banks that make active choices around sustainability is much stronger. More of that!

Personal Banking customer from Denmark, stated in one of our customer interviews.

 
 

We support our customers need to change

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Pandora links financing to its sustainability efforts

Sustainable finance

In recent years, the world's largest jewellery brand, Pandora, has taken significant steps on its sustainability journey, with Nordea by its side as a financial partner.

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How we support our customers to adopt a sustainable lifestyle

Sustainable banking

Making sustainable choices is becoming part of our daily lives. At Nordea, we aim to support our personal customers’ transition to a more sustainable future by focusing on homes, savings and daily banking.

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Svante Fielding, vd SMA Mineral.

Swedish billion kronor investment in climate-neutral steel and pulp input

Business growth

Lime is a component in steelmaking and the production of paper pulp. It’s also used in everything from paint to water purification. Unfortunately, lime is also a real climate culprit. SMA Mineral in Värmland will change this with new technology, 10 billion kronor and Nordea as a partner.

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*a climate proposal can be a yes or a no to a transition plan or a request to improve reporting. ​ 

We actively manage our customers assets

Closeup of team members examine esg related documents

More than 1,000 dialogues with companies on their sustainable transition

Active ownership

In 2023 Nordea’s responsible investment experts engaged in more than 1,000 dialogues with companies in the name of our investment funds. The aim of the dialogues was to discuss how the companies work with topics such as climate change, human rights and governance.

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Making active ownership count

Active ownership

Nordea gets high recognition for how we practise active ownership in a recent independent report where we are compared to peers. Nordea is ranked number 8 among the 69 largest asset managers in the world.

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Green bonds Nordea

Award-winning methane engagement expands reach and impact

Active ownership

Nordea Asset Management has for several years been driving an investor collaboration engaging with oil and gas companies and more recently utilities on reducing their methane emissions. The initiative now includes 65 oil and gas companies and utilities.

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Driven by the idea of something better

Preventing financial crime

We take our share of responsibility to society and customers seriously and have over the years built strong defences to prevent our products and services from being used for unlawful purposes.

What we do

Financial skills are a cornerstone of a good life

We believe that supporting people in building financial skills and encouraging them to start businesses, are two ways of promoting well-being in society.

What we do

Working to reduce emissions

Beside supporting our customer and being an active owner Nordea also places strong focus on improving our own way of working. We want to play an active role in contributing to societal goals through our climate action, social responsibility and governance and culture. 

What we do
Learn more about how we as a bank accelerate the transition

In short, this is what we mean by

... the transition

Transition refers to a company’s increased activities towards climate-neutral and fair sustainable societal systems. This is steered by different goals, such as EU Green deal. For us as a bank we have decided to set up goals in line with the Paris Agreement.   

For our customers the transition comes with both challenges and opportunities:

  • Companies might need to develop new products with sustainable focus. This can require investments and financial advice. 
  • Our personal customers might want to invest in more energy efficient solutions for their homes.
  • Large corporate customers could want to shift their energy mix from fossil fuels to renewables. 


All in all, it's a transition from how we run business today towards a better tomorrow. 

Banks will play a vital role in this transition by channeling investments and financing companies, guiding them towards sustainable pathways and business models. For us this means offering responsible advice, financing and solutions for all our customers. We have a 2030 target of reducing the emissions across our lending and investment portfolios by 40-50%. Reaching this goal is something we do together with our customers.
 

Follow one of our customer's journey

... active ownership

When we use the term active ownership we are talking about a strategy we use as a shareholder to engage in a company we have invested in to influence the company’s strategy and actions.  The method is often used in responsible investing to directly influence a company’s decisions and when working with corporate social responsibility. In essence it's about using the power we have as shareholders. 
Active ownership can generally be divided into two streams – engagement and voting – both equally important and interdependent on one another. Via engagement we can have regular meetings with the company and track progress against pre-defined engagement areas.

Voting is how we actively engage in general meetings of investee companies in the funds managed by us. It works like this: 

  • We manage equity shares for our customers. 
  • These shares gives us ownership and the right to vote at those companies’ AGM. 
  • We use that right in over 95% of all the votable meetings.  
  • If enough shareholders say yes to the same suggestion, it gets approved at the AGM and implemented. 
  • Last year we voted 98% of the times where a climate proposal was on the meeting agenda. A climate proposal can for example be a yes or no to a transition plan or a request to improve reporting.

Explore even more about our Active ownership team - the people that is behind the actions. 

Follow our engagement in 2024

... sustainable finance

The term sustainable finance is a form of financing that takes environmental, social and governance (ESG) considerations into account when setting criteria for the funding.  
It can be a loan for investing in solar-panels, building energy-efficient systems or project money to shift a whole factory to reduce its carbon emissions.

To be able to offer our customers sustainable financing solutions we have set up frameworks that build on recognised standards within the financial sector. The Nordea green funding and SSL funding frameworks are the foundation for our further work with this.  By 2025 Nordea’s target is to have facilitated more than 200bn euros in sustainable financing. At the end of 2023 we had already reached 135bn Euros. 

We also facilitate financing for other purposes than the sustainable transition.

See how this works for our customers