Making it easier to choose from Nordea’s sustainable offerings

We see a growing need and desire among our customers to make sustainable choices for their finances. Sustainable Choice is Nordea’s symbol for our sustainability offerings, enabling customers to make a difference in their finances, and for a greater good. The Sustainable Choice symbol denotes sustainable products with a proven level of sustainability, backed by Nordea’s environmental, social and governance (ESG) criteria.

Where to find the symbol?

The symbol is featured on our global and local websites to facilitate finding our sustainability offering and identifying relevant products. Sustainable Choice is being introduced gradually across all business areas, so customers can expect to see greater use of the symbol on our websites and in other interfaces.  



reduction in financed emissions from business loans, motor vehicle loans and residential real estate between 2019 and 2022.


In total. Figures from Nordea Annual Report 2022.

Which products qualify as a sustainable choice?

The Sustainable Choice symbol is applied to products with a proven level of sustainability. Products marked with the symbol have been selected based on Nordea’s rigorous ESG criteria. Each product provides more information about the sustainability credentials under the heading ‘Sustainability’. 

Nordea has been a sustainable banking pioneer for over a decade and offers an attractive portfolio of sustainable financial products. The offering includes sustainable financial/lending products, funds and pension products, and it is continuously being expanded to meet customer, investor and regulatory demands. 

Sustainability is a preferred option for a growing number of customers. Approximately 30% of total assets managed by Nordea Asset Management are in strictly ESG-themed funds, and this proportion is rising rapidly.


Find out what you can choose

Green corporate loans

Green corporate loans are used to finance specific investments with environmental benefits and enable our corporate customers to address climate change in their financing. In our green loans, the entire financing chain is green; that is to say, we use sustainable market funding, the proceeds of which are earmarked for green lending.

Green mortgages

Our green mortgage is a product for customers who live in climate-smart homes that fulfil criteria relating to energy classification of buildings in the countries where green mortgages are available. Green mortgages are aligned with the European initiative’s definition for Energy Efficient Mortgages (EEM).

Sustainability-enhanced pensions

Pension savings are long-term investments aimed at creating a better future for the individual, and are therefore well-suited to having a sustainable focus. Sustainability-enhanced pensions consist for instance of sustainability-enhanced funds – such as the Stars Funds – or direct investments in private equity and real estate. The common denominator is that all investments have a proven level of sustainability and are eligible for the Sustainable Choice symbol.

Sustainable bonds

Sustainable bonds – i.e. green, social and sustainability bonds – are any type of bond instrument with proceeds earmarked for eligible environmental and/ or social projects.
We work with green and sustainable bonds in two different ways. Firstly, we issue our own green bonds, the proceeds of which are earmarked for customer loans with environmental benefits and that mitigate climate change.
The projects are typically aimed at renewable energy, pollution prevention, sustainable water management and sustainable agriculture. Secondly, we serve as the intermediary between our customers as issuers and investors, by helping them to issue, or invest in, green bonds via the capital markets.

Sustainability-enhanced funds

We have created several funds with a special sustainability focus – for example the Stars Funds and the Global Climate and Environment Fund. The Stars Funds are a set of funds with handpicked companies that, in our opinion, have well-managed ESG profiles. The selection is made through a combination of ESG analysis, company dialogues, thematic research, engagement and field trips. The Global Climate and Environment Fund invests in companies which, through their climate solutions, are changing the world for the better. It focuses on businesses operating in resource efficiency, environmental protection and alternative energy.

Green car loans/leasing

Green car loans for household customers and green car leasing for corporate customers are offered for financing cars that run 100% on electricity.

Offerings in your country


Find out more one about green mortgages and funds with a sustainable focus. 

Sustainable Choice


Find out more one about green car loans and funds with a sustainable focus. 

Sustainable Choice

Giving sustainable advice

All our customers should have all the information they need to make decisions about their finances. We firmly believe that we must fully understand our customers’ individual needs and ambitions before offering them any service, advice or product. Therefore we offer advice. 

In our sustainability policy we commit to:

  • enhancing our competence and knowledge regarding environmental, social and governance aspects of relevance to advice in relation to our products and services.
  • improving our advice in a way that enables our customers to make informed decisions on environmental, social and governance aspects of relevance to our products and services, and being transparent in such aspects.
  • increasing the integration of existing and emerging environmental, social and governance aspects relevant when developing advice related to products and services.